Care for the ellederly and cost...

System

gbrael wrote: »

she can gift us GBP 3000

If she has never done this before then it would look mighty suspicious when she starts gifting £3k to the person with PoA. That is definitely not handling affairs in the persons' best interest.

Savvy_Sue

!!!!!! wrote: »

handling affairs in the persons' best interest.

This is a key phrase: when you have PofA that's the way you MUST think.

I think the advice to see a financial adviser who has some experience in this area is sound. However you might find useful information on the Age UK and Counsel and Care websites.

gbrael

My wife used to work 5 days a week she now works only 2 days.....Sat and Sunday .,...!! I suspect puting her in a care home is the solution so my wife can work again and I can go back to work - there is nothing suspicious about this - MIL gets care from us 24/7 we were just wondering whether we coud utilise her house so she could pay us rent. It is not trying to steal her home more of a case of avoiding puting her in a home !!!!! how does Pension credit to her help us ????

pelirocco

gbrael wrote: »

Our quandary is as follows…
We have taken my wifes mother in to live with us (we have power of attorney) and have rented here house out. We currently receive £ 420 for this after estate agency fees. We receive about £230 attendance allowance and she receives a very small pension. Since we have taken her in, I have had to give up my weekend job a loss of £560 per month and my wife no longer works in the week as we share the caring. So we are roughly £1500 down per month.
We are considering selling her house but we must claw some of the money back from her for us caring for her, Her house is only really worth £88,000. And we understand the gvernment wil take as much of her monay as possble in the event of here going into a home..?
In order for us to be able to continue to look after we need to replace some of our financial loss from her money - we understand that we can be gifted £3000 a year but that still leaves us short....
1) Would we be able to charge here "Rent" for staying in our house and perhaps a "cost of keep" ??
2) We understand that we will have to change the way we pay our carer to "direct pay" and that is a necessary deduction from her estate
Are there any ways we can use her money to help us to help her ???
Any advice/guidance appreciated .
We have rented the house out for one year but we feel that the limited protection given to land lands coupled with inept letting agents leaves us reluctant to do this again and we are struggling on the rental income - if she were to home we obviously lose everything bar £16,000 id that’s the threshold the state allows.
So please if anyone can give us some idea really would be helpful….
May thanks

Actually , you wouldnt lose anything , its not yours in the first place


Does your wife have any other siblings ? or anyone else who would have a claim under your mil's will?

gbrael

Of course we are losing somethiing the small matter of £1500 per month for looking after her !! loss of income???

margaretclare

It sounds to me as if you did not think all this through before you took in your MIL to live with you. 'Do the math' as our American cousins say.

I think if I was your MIL I'd prefer to live in a care home where she'll at least have the company of others, rather than to have the feeling of obligation and being beholden to you, the atmosphere of resentment that she must inevitably feel.

Just a small point, you said that 'you' get Attendance Allowance for her. No, you do not. Attendance Allowance is paid to her and it is entirely up to her what she does with it. It does not form part of 'your' income but of hers.

Oldernotwiser

gbrael wrote: »

Of course we are losing somethiing the small matter of £1500 per month for looking after her !! loss of income???

So what's happening to your MIL's income at the moment because most of us have assumed she's already paying it to you.

gbrael

Really I think read all the replies it may best to douse here with cold water and leave her in ther garden for a few nights !! or perhaps just push her down the stair - she has dimentia so will not remember who pushed her !!!!

margaretclare

gbrael wrote: »

Really I think read all the replies it may best to douse her with cold water and leave her in the garden for a few nights !! or perhaps just push her down the stair - she has dementia so will not remember who pushed her !!!!

Charming. Nothing to say to that, is there? Why ever did you take in this poor woman in the first place?

pauletruth

if you have power of attorney and are taking 18000 out of her money to look after her then you in for trouble.