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The "Pay ALL your debt off by Xmas 2012" challenge

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  • sam09_2
    sam09_2 Posts: 87 Forumite
    Hmm dont know why the smiley has come up like that!
  • Could I join in please? I have about £3000 to be shot of! I'll work out the exact figure after Xmas if thats ok? Is that ok? Thank you!
  • Welcome aboard FannyAdams, mf0u will be along later tonight to give you a number and I'm sure there's no problem with the estimate I'm sure :D
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    [COLOR="rgb(153, 50, 204)"]Evening All, No 149 reporting in. Another £100.00 paid off today. Hurray, brings the total to £175.92[/COLOR]
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Damn it that was meant to be in big orchid colour! Doh!!!
  • Been looking at Holidays this afternoon - once I am DF I want to take the children to one of the First Choice Holiday Villages - I am hoping it will be a great motivator!
    Pay off all my debts before Christmas 2015 #165.
  • Okay, so payday rolls around once again, and I've got rid of the debt on the Halifax card. Before Christmas when the loan payment goes out I'll be down to four figures! Because my HSBC credit card is on a 0% i think it's time to start saving towards paying off the car loan next.

    My new totals are:

    #123 - 661 / 10762
    DFW - DEBT FREEEEEE!

    Total - 10762/10762 :)

    Every silver lining has its cloud.
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    DorsetGirl wrote: »
    Been looking at Holidays this afternoon - once I am DF I want to take the children to one of the First Choice Holiday Villages - I am hoping it will be a great motivator!

    Oooo I went to one in Lazarote in my 'money grows on credit cards' days, was fab :) (though not the debt that followed from it!)

    Is it bad that im trying to get debt free before my 15yar savings plan matures just so I can keep all the money? :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • jakes-mum wrote: »
    Oooo I went to one in Lazarote in my 'money grows on credit cards' days, was fab :) (though not the debt that followed from it!)

    Is it bad that im trying to get debt free before my 15yar savings plan matures just so I can keep all the money? :rotfl:

    Not at all :D
    Pay off all my debts before Christmas 2015 #165.
  • Was very happy today, I ran HSBC to ask what my interest rate was to make sure I had all my calculation right. I kindly asked if their was anyway of reducing the high rate of 25.97% and after 10 minutes on hold the nice man came back and said yes I can reduced it to 4.97% for 6 months :j I'm so happy as this will help me pay of that bit extra a month :j

    Also forgot about some money owed to me from work so will get £120 back after christmas to pay off my debt :)

    Their is also 2 SB codes out now to grab, I stayed up till 1am last night to get the extra 70sb, my £5 voucher s getting closer :-)
    I will stop spending on things I don't need :eek:

    Lloyds TSB CC - £3577/£3650, HSBC CC - £2425/£2621, VIRGIN CC - £5349/£5405, BARCLAY'S CC - £3700, HALIFAX - £109/£199

    Pay off all your debt by Christmas 2012 - number #145 £608.00/£15,313
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