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The "Pay ALL your debt off by Xmas 2012" challenge

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Comments

  • hazelc56
    hazelc56 Posts: 318 Forumite
    kerri_dfw wrote: »
    *runs and hides* I'm embarassed to say I'm not far off that and still managed to get in a mess. See shiny thing, want shiny thing, need shiny thing, buy shiny thing, eep! Not anymore though. Those thoughts are banned and very, very naughty :p
    kerri :rotfl:
  • Ditto Kerri- I wont even tell you what my husband earns but hey, my debts not his and I earn next to nothing lol
    I think shopaholica is a *proper* addiction, I'm a bit addicty anyway- smoker, drinker, serial baby producer LOL. I have literally two boxes of body shop stuff in my wardrobe, shelves groaning with half used cosmetics. Maybe we should set up a swap shop for this thread? Fuel our decluttering, money saving and need for new things- we could make a fb page?
    Have nothing in your house that you do not know to be useful or believe to be beautiful.

    £117/ £3951.67
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    My OH is a student yet spends £40 a week on grocery shopping for himself... how he manages it I have no idea as he's veggie so no expensive meat. Then when he stays he spends even more on shopping for us, which I pay for oops.

    idris... that body shop stuff needs to get onto the fleabay pronto, do a quick search to check if it'll sell (search for completed listings), it'll make great chrimbo for other people that'll pay you for it and free up space
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Body shop stuff to be fair was major barg due to codes on here and will be used throughout the year for teenage daughters friends birthday pressies so very MSE of me :p
    Right im procrastinating now so back to kitchen for me- losing enthusiasm cos it's more fun talking to you guys
    Have nothing in your house that you do not know to be useful or believe to be beautiful.

    £117/ £3951.67
  • Hello all
    I have been really brooding on the whole spending/debt thing this week, and I've got myself quite down tbh. I am definitely a shopaholic :( I have so much stuff, clothes, DVDs, games, CDs:( it all stems from..... when I met my husband I was a single mum in a council flat on income support with NO disposable income at all so I have been like a kid in a sweet shop since I was able to buy things

    I could have written this too. You aren't alone. :grouphug: (that's a group hug, the nearest I could find :rotfl:)
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I've just seen the beeb's article on living on £40k and thought "what the?" a new car every other year... seriously? With media like that how can they not expect people to spend, spend, spend.
    New chant: *debt free, debt free, no car for me*
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • HelenPie
    HelenPie Posts: 502 Forumite
    kerri_dfw wrote: »
    I've just seen the beeb's article on living on £40k and thought "what the?" a new car every other year... seriously? With media like that how can they not expect people to spend, spend, spend.
    New chant: *debt free, debt free, no car for me*

    There will apparently be a program on this on 13th December, too.

    H
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • hazelc56
    hazelc56 Posts: 318 Forumite
    kerri_dfw wrote: »
    I've just seen the beeb's article on living on £40k and thought "what the?" a new car every other year... seriously? With media like that how can they not expect people to spend, spend, spend.
    New chant: *debt free, debt free, no car for me*
    yes kerri thats why i was moved to put my earlier comment on.It was the cars plus other stuff too that got me.
  • kerri_dfw wrote: »
    I've just seen the beeb's article on living on £40k and thought "what the?" a new car every other year... seriously? With media like that how can they not expect people to spend, spend, spend.
    New chant: *debt free, debt free, no car for me*

    I'd love to know how they manage to have a new car every two years, a £300K house and 3 package holidays a year on £40k? Maybe one day, when our debts are cleared and we have loads of spare cash a month........we'll have two caravan holidays to France a year.....the height of decedence! :rotfl:
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    hazelc56 wrote: »
    yes kerri thats why i was moved to put my earlier comment on.It was the cars plus other stuff too that got me.
    I didn't see that until just now, I'm shocked and appalled by it. I can't work out whether it's saying that being in debt is bad or good.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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