New Bank of Scotland account setup up in branch half the country away!?

HappySaver1968

Hi,

Quick question if you don't mind. I opened a Bank of Scotland Classic Account with Vantage online and have now received everything for the account but I noticed that my account has been setup for a branch in Aberfoyle of all places which is literally a million miles away from where I live and I can't understand this. I asked my local branch why it was setup so far away and not there and they just said they use a "cluster" of branches for accounts and that I must have been randomly picked for that branch. If you ask me, it seems a little strange... why give someone who lives where I do a bank account with a sort code for a branch over half the country away!? has this happened for anyone else?

John.

scott_lithgows

Scotland is a million miles across !!!!!!!! Thats about a 4 year round trip.

HappySaver1968

scott_lithgows wrote: »

Scotland is a million miles across !!!!!!!! Thats about a 4 year round trip.

It is, if you walk it... in a kilt or about 30,000 square miles otherwise

ses6jwg

what difference does it make?

Owain_Moneysaver

Possibly because Aberfoyle (being a fairly small place) has a surplus of account numbers whereas more branches in more populous locations don't have spare account numbers - a bit like phone numbers.

With computers the idea of 'branch' is becoming redundant these days - it's not like you want to cash a cheque over your cheque card limit these days and only your home 'branch' has your signature on file.

withabix

These days, your local branch is just a shop where you withdraw money or make deposits. Nothing more.

Bosie

HappySaver1968 wrote: »

Hi,

Quick question if you don't mind. I opened a Bank of Scotland Classic Account with Vantage online and have now received everything for the account but I noticed that my account has been setup for a branch in Aberfoyle of all places which is literally a million miles away from where I live and I can't understand this. I asked my local branch why it was setup so far away and not there and they just said they use a "cluster" of branches for accounts and that I must have been randomly picked for that branch. If you ask me, it seems a little strange... why give someone who lives where I do a bank account with a sort code for a branch over half the country away!? has this happened for anyone else?

John.

Did you receive a cheque book? I live in England and apparently have to go in branch to activate a cheque book!
Nearest branch Annan!

jennifernil

I opened an account for my granddaughter actually IN our local branch, and when the account sort code etc was sent to me, it indicated a branch in a village about 10 miles away, most odd!

System

LBG seem to have put a Chinese Wall between BOS and Halifax so that only basic transactions can be undertaken in the other brand's branches. Halifax may be able to still order you a cheque book though.

Bosie wrote: »

Did you receive a cheque book? I live in England and apparently have to go in branch to activate a cheque book!
Nearest branch Annan!

BOS formally used Edinburgh George Street branch (80-46-35) for many online current account openings - would this have been any better?

HappySaver1968 wrote: »

Hi,
Quick question if you don't mind. I opened a Bank of Scotland Classic Account with Vantage online and have now received everything for the account but I noticed that my account has been setup for a branch in Aberfoyle of all places which is literally a million miles away from where I live ... has this happened for anyone else?
John.

Hazzanet

Just looked on Google Street View - looks a lovely little place, and quite a cosy branch!

opinions4u

I opened an online Halifax account and it got allocated to a branch I used to manage 15 years ago. Nowhere near where I live, but I did have an anciwnt account with 1p in it with the same sort code.

In the great scheme of things, it really shouldn't matter.