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"Q" on credit report

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I've recently requested a credit report and noticed that there is Q payment status for one month on a credit card I formerly had with Santander.

I am 99.9% sure this is for the month when they failed to credit a payment I made to the account. It was sorted out eventually and I specifically asked in a complaint that they update my credit file as I did not fail to make a payment on time. I've got a letter confirming that they they did this.

So is the Q on the credit report correct? I know it means that the account is was under review/in query status at the time but should it be changed to show that I did make the payment on time? Or does the Q not affect my credit status at all anyway?

Comments

  • Curr946
    Curr946 Posts: 525 Forumite
    Part of the Furniture Combo Breaker
    AFAIK the Q status does not impact your credit status. I have an account on my credit files with 4 Q back to back due to a dispute of who should pay for calls on a stolen phone. Never had any negative impact as a restult.
    If you keep on doing what's you've always done, you'll keep on being what you've always been...:think:
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    A "Q" status is in effect a "NULL" status. It has no impact whatsoever, positive or negative.

    I wouldn't waste your time trying to get it amended, won't make any difference :o :beer:
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Great, I didn't think it would matter but I don't trust Santander at all after the all the mistakes they made with this account so I wanted to be absolutely sure they hadn't messed up my credit as well. Good riddance to Santander, never again:j
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