📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

i need a 30k loan, i only earn around 15k per annum.

2

Comments

  • asharon
    asharon Posts: 1,226 Forumite
    Part of the Furniture Combo Breaker
    yes but it was a response to a troll question.
    Nice to save.
  • no_more_cards_for_me
    no_more_cards_for_me Posts: 550 Forumite
    karsey wrote: »
    my main bank account is with barclays where all my work payments goes too...should i just take a loan through barclays as it will be less hassle....my credit rating is not the best...

    i was also wondering if i used my credit card which has 5k limit, take all 5k out and then transfer this over to another new card which has 0% transfer rate...is it worth doing this?


    You earn £15k!!!!!!!!!!!!!!!!!!

    You want to borrow £30k - Are you living in dreamland?????????

    You cannot afford it and will not get this approved.

    Stop wasting people's time.
  • woody01
    woody01 Posts: 1,918 Forumite
    edited 30 April 2010 at 12:16PM
    karsey wrote: »
    i need to invest in a property.....whats the max i can get on a personal loan....
    A £50 overdraft judging by what you have already told us.

    No financial institution is going to lend you £30K on only a £15K salary.
    You would be lucky to get £10K on that.

    You even admit that your credit rating isn't great, so if by some miracle you were offered a loan for any amount, the interest would have you in the work house within 6 months.
  • crispy_chris
    crispy_chris Posts: 507 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    the dates of the replies in this thread spans several years. I doubt whether anyone who actually wanted any answers is still reading it :P
  • woody01
    woody01 Posts: 1,918 Forumite
    crispy_chris wrote: »
    the dates of the replies in this thread spans several years. I doubt whether anyone who actually wanted any answers is still reading it :P

    Good spot!
    (good name btw...made me chuckle :D )
  • Enfieldian
    Enfieldian Posts: 2,893 Forumite
    Part of the Furniture Combo Breaker
    "No more cards for me" obviously had a lot of time on their hands....
  • real1314
    real1314 Posts: 4,432 Forumite
    Spam Reported
  • KiKi
    KiKi Posts: 5,381 Forumite
    Part of the Furniture 1,000 Posts
    real1314 wrote: »
    Spam Reported

    From a thread that was started in 2007 and not been touched since April last year?!

    KiKi
    ' <-- See that? It's called an apostrophe. It does not mean "hey, look out, here comes an S".
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    KiKi wrote: »
    From a thread that was started in 2007 and not been touched since April last year?!

    KiKi

    I am guessing that the spam has now been deleted.
    Gone ... or have I?
  • KiKi
    KiKi Posts: 5,381 Forumite
    Part of the Furniture 1,000 Posts
    dmg24 wrote: »
    I am guessing that the spam has now been deleted.

    Ah. Well. Now I feel stupid...

    KiKi
    ' <-- See that? It's called an apostrophe. It does not mean "hey, look out, here comes an S".
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture