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am/will i be doing anything wrong?
Comments
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So are you saying that no employed person can spend their savings on what they want just in case they happen to find themselves unemployed in a few months time ?
Deprivation of capital is about knowingly reducing savings, etc, in order to become eligible for benefits.
It's designed to stop people making gifts of their savings, transferring their property to someone else, giving away their shares and then rolling up to the local council and DWP saying 'I can't afford to feed my family or pay my rent, can the taxpayers cough up?'
It's quite a complex bit of legislation but it is designed to stop people who had the means to support themselves deliberately getting rid of their capital.
If the OP is planning simply to invent a cover story of having to pay rent to his parents, just to stuff money under his mattress, then it's deprivation of capital - after all, he does have the capital, he's just hiding it, intentionally, in order to qualify for benefits.
If the OP is actually guilt ridden and ashamed at his mercenary nature and wishes to give money to his parents for lodgings, then it's not deprivation of capital.
How/if the DWP could detect the deprivation of capital is another matter. I don't expect they have the time, resources or inclination to analyse every claimant's bank statements to the nth degree.0 -
Deprivation of capital is about knowingly reducing savings, etc, in order to become eligible for benefits.
It's designed to stop people making gifts of their savings, transferring their property to someone else, giving away their shares and then rolling up to the local council and DWP saying 'I can't afford to feed my family or pay my rent, can the taxpayers cough up?'
It's quite a complex bit of legislation but it is designed to stop people who had the means to support themselves deliberately getting rid of their capital.
If the OP is planning simply to invent a cover story of having to pay rent to his parents, just to stuff money under his mattress, then it's deprivation of capital - after all, he does have the capital, he's just hiding it, intentionally, in order to qualify for benefits.
If the OP is actually guilt ridden and ashamed at his mercenary nature and wishes to give money to his parents for lodgings, then it's not deprivation of capital.
How/if the DWP could detect the deprivation of capital is another matter. I don't expect they have the time, resources or inclination to analyse every claimant's bank statements to the nth degree.
trust me they will ask for relevant statements going back as far as they see fit and they will anyalise them paying back anything that doesnt have to be paid/repaid is DOC,and suddenly paying parents money for board when not paid previously is so obvious that its laughable0 -
trust me they will ask for relevant statements going back as far as they see fit and they will anyalise them paying back anything that doesnt have to be paid/repaid is DOC,and suddenly paying parents money for board when not paid previously is so obvious that its laughable
Yes, sounds logical, but it also sounds as if the OP (who has now retracted his post) was aware of this, and was thus looking to space out his ATM withdrawals to lessen suspicion.
I expect the DWP have seen and heard it all!0 -
bobajob_1966 wrote: »You couldn't be more wrong. The key to deprivation of capital is intent, and as the OP is planning to minimise his capital in order to be eligible for benefits he will fall foul of the rules and hence still be treated as having the money.
Well why don't you tell him how he can spend it without falling foul of the rules,there's a good chap.
No it's not. If he kept it and said he didn't have it then it would be fraud according to the DWPs rules but I don't see why any right thinking person would care when chavs can go round spending all their money on sovereign rings and drugs while savers get penalised.Oldernotwiser wrote:This is not only deprivation of capital but deliberate fraud.0 -
Well why don't you tell him how he can spend it without falling foul of the rules,there's a good chap. No it's not. If he kept it and said he didn't have it then it would be fraud according to the DWPs rules but I don't see why any right thinking person would care when chavs can go round spending all their money on sovereign rings and drugs while savers get penalised.
Giving it to parents comes under deprivation of capital0 -
well its fraud as it will be classed as deprivation of capital,
meaning you purposely spent money to lower your savings just so you can claim benefits, where as the op should survive on their savings until the money is under the threshold. And by then if they have not managed to get a job they will be able to claim JSA.
This coming for a woman who says she can work but still claims disability!EVERYTIME YOU THANK MY POSTS A PUPPY DIES!
TAXPAYERS CAN'T AFFORD TO KEEP YOU ANYMORE GET A JOB!0 -
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Lol Mupette, don't admit to being disabled and having a life at the same time for crying out loud!0
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