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Barclaycard NO CCA
SPELLKASTER
Posts: 468 Forumite
in Credit cards
I finally heard back from Barclaycard.
They did not send me a true signed agreement under section 78 request.
All they sent me was a reconstituted copy which failed to have my name address date of birth, and most importantly no signature.
They then send me a copy of terms and conditions.
Seeing as they did not give me a true signed copy of my credit agreement, where do I stand now??
They did not send me a true signed agreement under section 78 request.
All they sent me was a reconstituted copy which failed to have my name address date of birth, and most importantly no signature.
They then send me a copy of terms and conditions.
Seeing as they did not give me a true signed copy of my credit agreement, where do I stand now??
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Comments
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And then here.
https://forums.moneysavingexpert.com/discussion/3586221
Reply button is so much more fun that the new thread button.0 -
SPELLKASTER wrote: »I finally heard back from Barclaycard.
They did not send me a true signed agreement under section 78 request.
All they sent me was a reconstituted copy which failed to have my name address date of birth, and most importantly no signature.
They then send me a copy of terms and conditions.
Seeing as they did not give me a true signed copy of my credit agreement, where do I stand now??
Did you spend Barclaycard's money?
If YES, then stop waffling on about whether your agreement fails to mention your third cousin's cat and face up to your responsibilities.
PAY IT BACK0 -
A re-constituted copy is sufficent should they take you to court.
By the way what happened to your own original copy?0 -
he shredded it, along with his other debt collectors lettersDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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SPELLKASTER wrote: »I finally heard back from Barclaycard.
They did not send me a true signed agreement under section 78 request.
All they sent me was a reconstituted copy which failed to have my name address date of birth, and most importantly no signature.
They then send me a copy of terms and conditions.
Seeing as they did not give me a true signed copy of my credit agreement, where do I stand now??
How many times have are you going to post this cobblers? You have already been told on many occasions that the original agreement is not required.
Just pay waht you owe.0 -
What a load of nasty peeps on this forum there are!!
I thought this was for advice not for abuse!!
Grow up for those who are nasty!!
I wont recommend this site to anyone else!!0 -
SPELLKASTER wrote: »What a load of nasty peeps on this forum there are!!
I thought this was for advice not for abuse!!
Grow up for those who are nasty!!
I wont recommend this site to anyone else!!
You have had loads of advice, all of it being that you cannot get out of your debt on a minor technicality. What are you wanting to hear?0
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