need advice!

yado

Hi, i have 2 personal loans, 1 with used to be alliance leicester roughly in april 2007 and 2nd one with barclays. I am sure i did not take ppi for barcalys, 90% sure i don have it for alliance leicester. I have been aproached by companies with no win no fee that still i might have a case ? need advice please

Tixy

Ignore any companies - they are just after a cut of any payout you might get. Pull out your loan documents to see if you have any PPI - or if you have lost your loan agreements then have a read of this section of the forum to see how to find out if you had PPI and to consider whether you may have a claim for it being missold. Reclaim PPI & Other Insurance

If you do then all it will cost is a bit of time and a couple of quid in postage and you'll keep all of your repayment not lose 50% of so to these vulture companies.

yado

1 of the loans is about to end in 6 months time,ie started in 2007 to 2012, if i dont have ppi, i can not claim back anything else?

somethingcorporate

Like what?

[Deleted User]

yado wrote: »

1 of the loans is about to end in 6 months time,ie started in 2007 to 2012, if i dont have ppi, i can not claim back anything else?

sue them for the stress caused by having to repay them :rotfl:

Peelerfart

Do I understand it right? these guys are saying you may have a claim for something that you haven't (probably) bought and haven't needed?

yado

yes, probably the loan company, might have addded smthing on top! is it best thing to find my loan agreement?

tell_it_how_it_is

yado wrote: »

is it best thing to find my loan agreement?

What do you think?! :huh:

System

Peelerfart wrote: »

Do I understand it right? these guys are saying you may have a claim for something that you haven't (probably) bought and haven't needed?

I wouldn't be surprised. I used to regularly get calls from these sorts of companies telling me that I could claim back for mis-sold PPI or my endowment mortgage. I'm 24 and I've never had a loan in my life :rotfl: