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Mum passed away..no will..help

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Comments

  • I think you also need to consider the tax situation. Apologies, I can't remember the inheritance tax details any longer, just mentioning it, that you might need to bring that into the equation.

    Don't forget that it was your mum's intention that he got the insurance policy and did not leave a will, therefore thinking her children would have the house. I think the house should be yours and when the estate has been administered, perhaps you could sell the house to her ex-partner at a reasonable price (don't forget the mortgage needs to be paid off as well - did she have any insurance for that at all?).

    As SailorSam says, your father may have some claim per The Daily Mail etc reporting currently about the man claiming 50% of the home and only getting 10%.

    As they all say, get legal help now.
  • kingstreet
    kingstreet Posts: 39,442 Forumite
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    SailorSam wrote: »
    Not sure about your Dad, there was something on the news over the last few days where a man had tried to claim 50% of the family home when it was sold even though he'd left years before. I think the Court said he could only have 10%.
    That was an unresolved situation. In this case, the title to the property had been changed to the mother solely, but with a continued joint mortgage.

    In a way the boyfriend is more of a physical problem than a financial one. He's living in a house which effectively belongs to the two kids. What they have to figure out is what to do about the mortgage, which is now their father's sole responsibility.

    I agree with Errata. You need to get on the HM Courts Service site and look at the instructions for dealing with an intestacy. Then get legal advice.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • kingstreet
    kingstreet Posts: 39,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • 967stuart wrote: »
    I smell a troll
    i think you're sense of smell is poor

    the op isn't quoting themselves in the manner you think
    Come on, it's not rocket surgery is it?
  • proactive wrote: »
    i think you're sense of smell is poor

    the op isn't quoting themselves in the manner you think

    If you say so.

    Im stepping out of this thread as there is plenty that doesn't sound right to me.
  • pineapple
    pineapple Posts: 6,938 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 10 November 2011 at 5:19PM
    My goodness what a tangled web! But I'm confused. You start by saying he is claiming 50% of the house then go on to say he wants 100% of the estate.
    Whatever I think you need to separate the issue of the insurance and the feeling that the insurance payout should be enough for him. I can see where you are coming from but the insurance is irrelevant - they are two different matters. The issue is, is he entitled to any of the house? I have a feeling it goes to the blood kin in these circumstances though he could contest for a claim and your father probably has a claim too. It's complicated as his name is still on the mortgage. Does this mean he is technically responsible for payments?
    I think morally if not legally the partner is due something. Also he would have to make application - though I doubt he would be awarded 50%. Good luck and keep us posted.
  • lisyloo
    lisyloo Posts: 30,113 Forumite
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    Sorry for your loss.
    In your posistion I would recind the offer and get it all sorted out legally.
    The only issue I see is that if he lives there then he has access to all her stuff e.g. jewelry etc.
    If he didn't contribute to the mortgage at all I can't see he has any rights or hope of getting anything.
    If he paid half the bills (elec, gas, water,food) then that was simply to live, that's not putting equity into the property.
    I can't see he has any basis to claim anything, although in a practical sense he may have her jewelry, car keys etc.
  • kingstreet
    kingstreet Posts: 39,442 Forumite
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    You might need to have a look at this;-

    Inheritance (Provision for Family and Dependants) Act 1975

    which concerns co-habitees' rights.
    Co-habitees
    A surviving co-habitee cannot currently share his or her partner’s estate on intestacy however they may apply for provision (or additional provision) under the 1975 Act if they were living together as the husband or wife of the deceased for at least two years immediately before their death.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • 967stuart wrote: »
    If you say so.

    Im stepping out of this thread as there is plenty that doesn't sound right to me.
    au revoir!
    Come on, it's not rocket surgery is it?
  • SailorSam
    SailorSam Posts: 22,754 Forumite
    10,000 Posts Combo Breaker
    If they'd been together for 20yrs i'd be saying he deserves a bigger share than you, it's his house. But after only a short time i'd be more than happy with the insurance if i were him.
    Liverpool is one of the wonders of Britain,
    What it may grow to in time, I know not what.

    Daniel Defoe: 1725.
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