loans and finance!

amylou1987_2

Sorry if this isnt in the right place!

im asking for my boyfriend, about 10 years ago his girlfriend at the time got a loan out in his name (fraudulently) for about 10 grand, he went to people he had a loan with an citezens advice an they said they couldnt proove he didnt get the loan out because he is dyslexic and cant sign a proper signature he can only initial, so he has been trying to pay that off for the past 10 years, is there anything he can do???? and...
on top of that about 4 years ago he went to get a car for about 3 grand an got finance but few month down the line he could keep up payments so returned the car being told all good, 4 years down the line he has just recieved a letter in post from finance company saying you owe us 7 grand! this is for the car but he has had no other letter from them in the mean time so we feel he shouldnt pay it as he hasnt got the car and they have left it this long so it gains stupid intrest
PLEASE HELP!!!!

salau2

The CAB would not say they cannot prove the loan was not his. The CAB is not there to prove things but rather to give options. The option would have been report the event to the Police and get a Crime Reference Number then report this to the creditor who should mark the account as fraudulent. The police/cps could have then decided whether or not to prosecute if your partner is telling the truth.

If you miss payments then you can expect the creditor to add interest and charges. It is highly unlikely that any creditor would say ‘all is good’ when returning a car. More so, if you return the car to the garage they cannot say all is well, that is up to the creditor and you need it in writing. There was more than likely a substantial amount of debt remaining after selling the car, which your partner will be liable for. He needs to go to the CAB or contact National Debt line or CCCS and get professional help.

chanz4

one thing that may get asked, if he cant take a car hp out why then not a loan....