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Barclaycard Pre-Application Checker
wizzywig27
Posts: 1,536 Forumite
in Credit cards
I was looking for some help, I just tried to Barclaycard pre application checker and got the message on screen saying ‘It's mixed news - You're not currently eligible to apply for a Barclaycard but there may be alternative products with other providers’
But the email I received says ‘The results of your pre-application check show it’s likely you’re eligible for a Barclaycard.’
So, the question is, which one do I believe as I do not want to waste a credit check
But the email I received says ‘The results of your pre-application check show it’s likely you’re eligible for a Barclaycard.’
So, the question is, which one do I believe as I do not want to waste a credit check
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Comments
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the onscreen one, the email is stupidDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Meaning: there is a possibility - whether slim, substantial or super-substantial is unclear - that you are eligible. There was no guarantee, just a posibility. The email was neither stupid nor misleading, just misunderstood.wizzywig27 wrote: »But the email I received says ‘The results of your pre-application check show it’s likely you’re eligible for a Barclaycard.’0 -
Ah, not quite.
If you fail the pre-app checker store for any cards it recommends an Aqua card / Cap One Classic / Vanquis (one or more depending on your score).
They then email you saying "You might be eligible for the following cards:" but don't list any cards.
If you however had a chance of approval for a card, the email would specify precisely which card(s).Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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If the application check said "You're not currently eligible to apply for a Barclaycard" it means you will not get a Barclaycard. The email was incorrect and should have said as above. If you do not think the application checker was correct you can always give Barclaycard a call.Don't thank me, thank my post :T
NOTE: Nothing on this board constitutes legal advice - always consult a professional about specific problems.0 -
My mistake. I read the post wrong and thought the email received was 'pre' the pre-application check.
It's really been a long day...0 -
Understandable, we all have those off days.Don't thank me, thank my post :T
NOTE: Nothing on this board constitutes legal advice - always consult a professional about specific problems.0
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