Lulabelle's MFW Diary

lulabelle1

Tilly_MFW_in_6_YRS wrote: »

Glad all is going well.

Best wishes Tilly x x

Thanks Tilly, let me know if you fancy a cuppa and catch up xx

lulabelle1

Just goes to show that this forum is good for staying motivated.... after whinging about my o/s mortgage balance I decided I needed to do something, so I withdrew a little bit from whats left of my ISA to make an Overpayment Every little helps...

Tilly_MFW_in_6_YRS

lulabelle1 wrote: »

Thanks Tilly, let me know if you fancy a cuppa and catch up xx

Sounds like a plan. Can you PM your mobile number pls as my previous phone died, along with all my contacts

I'll text you when I'm back.

Best wishes Tilly x x

CathT

Kitchen sounds fab! Christmas at home will be lovely, I think a simple day is much less stressful and tbh my children want to be at home with their presents.

Well done on the OP, you will soon plough through it!

lulabelle1

Tilly_MFW_in_6_YRS wrote: »

Sounds like a plan. Can you PM your mobile number pls as my previous phone died, along with all my contacts

I'll text you when I'm back.

Best wishes Tilly x x

I've PM'd you x

lulabelle1

CathT wrote: »

Kitchen sounds fab! Christmas at home will be lovely, I think a simple day is much less stressful and tbh my children want to be at home with their presents.

Well done on the OP, you will soon plough through it!

You're absolutely right - children just want to be at home and play with their toys... and, who can blame them! I used to hate being bundled in to a car to visit relatives when I was little. Miserable little so and so that I was!

lulabelle1

Astounded to discover that the daily interest on my mortgage is no £11 per day. Jeeeez, that should provide enough motivation to try and stick to the plan!

lulabelle1

Switched energy tariffs yesterday.... saves £13 per month (allegedly)

edinburgher

I share your pain re. house expenses. We haven't even got the keys to our new one and we spent ££££ during September :eek:

Congratulations on the new energy tariff. Perhaps you could increase your OPs to capture the difference?

lulabelle1

edinburgher wrote: »

I share your pain re. house expenses. We haven't even got the keys to our new one and we spent ££££ during September :eek:

Congratulations on the new energy tariff. Perhaps you could increase your OPs to capture the difference?

Wow, congrats on the new home, that's wonderful news... always a very expensive time. It'll be so worth it once you get moved in, but all of the ££££'s spent makes your head spin, especially if you're so used to being very frugal.

The max I can OP is 10% p.a. as I have a 10 year fixed rate deal which started last month. It'll take us a good few months to be able to OP at anywhere near that sort of level, but hopefully all good things permitting, we'll aim to do the full 10% (although I just can't imagine doing so with the current financial situation).

Hope you and Mrs Ed and both well