Debt Free before the baby comes!!

yummymummy2012

Alice, lists are my saviour I find my mind is useless at the moment to remenber things. For example I forgot someone owed us money and last night she paid up and from that I paid the deposit for our Christmas meal we have with our friend in the village. We only managed to spend £10 at the pub as well which is brilliant for us. I have discovered if I take my own decaf teabags I get fee brews so that has to be money saving. :money:

Trying to work out how much to take for tonight, will have a chat with OH tonight and decide. My money monitoring seems to be rubbing off as OH has said from Dec pay he is taking out his remaining cash for the month so he can keep track of what he has left. This is a major step for him so something is going right!!

yummymummy2012

Well we have had the dreaded email in work, will both find out next Friday if we are at risk of redundancy!! this would be the 4th time in 2 yrs we have been through this here it would be nice to get a bit of stability!

yummymummy2012

Oh and forgot to say, credit cards have been removed from temptation in my purse and are now put away only for emergency use!!

Alice_in_Poorland

I'm pleased that your OH is on board too. It does ease the burden slightly.

Fingers crossed re the redundancy risk. And i admire you for taking the credit cards out of the purse, mine are maxed out now which I think contributed to my LBM last week so I've taken them out of my purse too. (Which i should of done ages ago!!!).

Well I'm off to the supermarket now with my list of course. LOL.xx

CharlieWaffles

Good luck - I am in the same boat with a Baby on the way and need to get debt free asap

yummymummy2012

Alice, well done on the cc's coming out of the purse too, hope you stuck to your list.

Charlie - welcome, congrats on the expected new addition to the family, and good luck on your DFW journey

Well lets see what happened over the weekend, lets start with the list

-[STRIKE]plant my strawberry plants out before they die in the greenhouse [/STRIKE]-put some straw on the potato plants
-[STRIKE]get OH to did the bags of chicken sh##t from our friends in the village into the compost heap
[/STRIKE]-oil the garden furniture and put away for the winter
-sort out the gargage
-finish tidying the house (seems a never ending job) - Downstairs done

So still a few bits to do and a few to add but with OH's stinking hangover on Sat he was not much use.

The cricket meal was brilliant, as was the meal on Sat and board game on Sun, OH spent £45 in the pub for the meal and £15 on Sun (not too bad as Sat he was there from 6pm to 3.30am!!). My spend over the weekend £17.50 on logs for the wood burner, £2.50 toward nibbles for the board game, £14 Tesco (beer and a candle), so £34 not bad either £40 left to the end of the month - hmm may be tricky but no plans for this weekend, think it will be key to stay out of the pesky pub. Will try and post a to do list for this week later so I can see what progress is made;)

yummymummy2012

So the middle of the working week, always something to be happy about, and tomorrow marks that I am half way through the pregnancy!! Where does the time go. So from the list above OH is at home today so said he is going to attack the garage which I am pleased about. I have cleaned it 3 times this yr and I am not the one who then puts more stuff in it so feel it should be his job this time!!;)

We did a shop at Morrisons last night whcih should see us through the meal plan I have to the end of the month (i think) and do packed lunches etc, only things we will need may be some veg next week:) This should keep us within the budget in our SOA and leave some batch meals in the freezer, next step to satrt reducing this.

Today will be a NSD as I have no cash, brought a packed lunch, OH and I have agreed we have no money for the pub till the end of the month and I have yoga tonight which is already paid for. This will only be the seconf one this month but it all counts.:o

Alice_in_Poorland

Well done on your meal plan and NSD, your doing great.

The garage is a strange place I think, no matter how many times I/we tidy up and sort out in there it doesn't take long before it becomes a dumping ground again.

Enjoy your time before the baby comes........time will fly by.

xx

yummymummy2012

I know what you mean about the garage, we seem to have a friends bike in there, he lives further down the village and someone's blanket?? I think it is breeding stuff but if we get it sorted the coal bags and logs that are stacked outside can go in the bunkers at the back:D

yummymummy2012

Well I got home and the garage is nearly finished and OH has been batch cooking like a mad man so we have soups, chillie, bolognase, lasagne all portioned, labled and in the freezer:A Think he is really getting into this, he even didnt go to the pub for his normal wednesday catch up with his friend!! I am wondering what I will find today when I get home;)