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RBS mortgage declined AGAIN

caramia1812 · 2011-11-06 18:58:46

I applied to re-mortgage with RBS in November last year. App was declined due to ex-husband's credit rate and he was still showing as a financial associate. I was told to have him removed from my credit reports and re-apply. I did this, re-applied and was declined again. I wrote to head office to ask what it was on my…

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herbiesjp Posts: 8,499 Forumite

16 January 2012 at 6:15PM

caramia or poveramia?

Sounds like you are getting the run around.

You are right in trying to get the issue resolved. It may be worth getting an agreement in principle with a lender that leaves a soft footprint, to see if they come back with a decline. The benefit of a soft foot print is that it is only visible to you.

Rates change regularly, so you may well find deals better one week but worse the next.

I am a Mortgage Adviser

You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.

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RBS mortgage declined AGAIN

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