Better CC for CCJ

myright

I have a year old Satisfied CCJ.

I have 2 credit cards:
1) Capital One - 10 months Full payments on time
2) Vancuis - 3 months Full payments on time.

I have ZERO debt, never overdrawn. My credit cards and Mobile contracts get paid all in time!

What other credit cards (Better ones) are avilable for someone like myself with a satisfied CCJ?

thanks for any input.

hello2007

Aqua credit card is the only other sub prime credit card.

bengalknights

Barclaycard initial may also be available.

Daniluvsuall1

Vanquis worked well for me and I've got a CCJ..

They are extortionate something like 59% but if you pay it off each month like I do, you will have no problems - but as said I'd avoid letting anything sit on it.. It'll cost you a bomb.

myright

yes thanks for that guys.

barclays initial doesnt accept ccjs

skintdad

Barclaycard accepts CCJs so long as over 5 years old. Its in the creteria for all their cards but is obviously more applicable for the Initial card as its the easiest to get. I've got a 5 year old CCJ and have recently got a Barclaycard Gold. Unfortunately this means you'll have to wait 4 years. You also have to have not missed any payments on credit accounts in last 12 months. Best bet is to stick to the cards you have for a bit longer then try to upgrade your Capital One card to their Progress one. Eventually you should have a more mainstream APR