Paypass Error

reclusive46

I have used my card several times today. Two of them were paypass transactions and went through fine. I then went to a Cafe and it instantly said Authorisation failed. I did a Chip and Pin transaction in the Cafe just fine.

Is this a common occurrence?

stclair

yes........................

I get this sometimes with my contactless Barclaycard.

Actually it happened in Greggs the day before last the assistant looked at me like I was dodgy lol

reclusive46

stclair wrote: »

yes........................

I get this sometimes with my contactless Barclaycard.

Actually it happened in Greggs the day before last the assistant looked at me like I was dodgy lol

lol glad to know its not something wrong with my card.

I got the same look lol. I guess this is paypass version of the old miss swipe when we used the magstripes.

stclair

reclusive46 wrote: »

lol glad to know its not something wrong with my card.

I got the same look lol. I guess this is paypass version of the old miss swipe when we used the magstripes.

I think when the device bleeps the assist must think that card must be stolen then your heart will pound until the transaction goes through.

Do you have any other contactless/paypass cards? im not sure if them being next to each other in say your purse/wallet causes any problems at all when it comes to making payments.

reclusive46

stclair wrote: »

I think when the device bleeps the assist must think that card must be stolen then your heart will pound until the transaction goes through.

Do you have any other contactless/paypass cards? im not sure if them being next to each other in say your purse/wallet causes any problems at all when it comes to making payments.

No I just have my Virgin card. Thats all. My debit card and Amex don't have contactless.

stclair

reclusive46 wrote: »

No I just have my Virgin card. Thats all. My debit card and Amex don't have contactless.

Aint Virgin cards contactless now?

http://uk.virginmoney.com/virgin/service/credit-card/contactless/index.jsp

reclusive46

stclair wrote: »

Aint Virgin cards contactless now?

http://uk.virginmoney.com/virgin/service/credit-card/contactless/index.jsp

Yeah sorry. I forgot to mention my virgin card is the one I'm talking about.

stclair

reclusive46 wrote: »

Yeah sorry. I forgot to mention my virgin card is the one I'm talking about.

You loosing the plot Reclusive? lol

I wonder whether them being next to each other causes an issue at all?

reclusive46

stclair wrote: »

You loosing the plot Reclusive? lol

I wonder whether them being next to each other causes an issue at all?

I'm not sure. I mean I normally take my card out and have my wallet in the other hand when I wave it over the reader.

callum9999

stclair wrote: »

I think when the device bleeps the assist must think that card must be stolen then your heart will pound until the transaction goes through.

Do you have any other contactless/paypass cards? im not sure if them being next to each other in say your purse/wallet causes any problems at all when it comes to making payments.

I don't see why it would. For a start they'd have to issue warnings, and it's also a pretty major flaw in the system if they did! I've never had any issues keeping my various transport smart cards touching each other (not quite the same I know, but similar principle).

Oh and reclusive isn't losing the plot, I think you just misread one of their posts. They said they didn't have any other contactless cards, just the virgin card (i.e. the card the issue is with).

reclusive46

I've been looking up the issue and it might be something to do with Risk management.

All Paypass transactions are done offline (Thats why its max 5 before pin). If too many paypass transactions are done within short time the chip may decide it is risky behaviour. Also we have no way of knowing if other normal c & p transactions have happend offline (Below floor limit). If they had then that would count towards the max 5 offline transactions.

On average most credit card issuers have an offline max counter of 5.