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Pinot's Potty debt free journey!!!

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Comments

  • :) how you diddling?
    Trying to shift that debt!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Woo HOO PG...where bist me lurver??!!!

    We miss you and your tales of the madly busy goings in in the PG household!

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am here, well right this second I am but its the first chance I have had to log on in ages and ages ........

    Lots of rubbishy and crazy and mad things going on in PG Household as usual. Never a dull moment that's for sure.

    I will be back properly as soon as I can..........in the meantime take care all............ xxxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • A taster, thats all, sounds rather hectic, take care and see you soon !
    Trying to shift that debt!
  • A taster, thats all, sounds rather hectic, take care and see you soon !

    Indeedy a small wee taster in amongst the craziness !!

    On the money front -

    Signature updated ,we are now halfway through the magic £23K paid off. :j:j Too slow going for my liking .

    UE debts seemingly unenforceable so I am keeping a close eye on them.:) A few letters have been pinging back and forth but they are unable to provide me with any paperwork that states I should be paying the DCA's so for now Im not. I am instead putting the money aside into another account...just incase.

    Tax still a battle, still a fair bit to pay off but it has ground to a halt these last few weeks as the ongoing saga of the PG Cars continues and we have been hit with one bill after another and another and another !!! Thats one of those long stories for another day though . THEY are being suspiciously quiet of late so I am assuming they are currently plotting their next move.

    Thats it for now, must dash.

    I have missed reading everyone's news xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Boo to more sick cars..really hated our recent bills. Such a bore spending money on machinery I think!

    Sorry things are stressful..hope DDs and Mr PG are thriving and you get a breather soon..look after that back of yours too
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw wrote: »
    Boo to more sick cars..really hated our recent bills. Such a bore spending money on machinery I think!

    Sorry things are stressful..hope DDs and Mr PG are thriving and you get a breather soon..look after that back of yours too

    These sick cars such a nightmare and I agree I hate spending money on fixing them when it could go to far better causes....like this damn debt.

    Just paid a few more bills today and updated signature, but its really dragging now and my patience is getting the better of me !

    £23348 paid off but its just not enough :(:(

    Everyone good here though, tired but good !! Girls are enjoying their summer hols and as for my back its getting there. I have bought a Fit Sit on the recommendation of the pysio that I use when I work. I wobble around like a Weeble while I work ( not my best look to date ) and it apparently gets the Core Muscles moving and strengthens things. Anything is worth a try in my books !

    I am going to attempt to check in more regularly to see how you are all getting on xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Sorry to read about your sick cars. I do hope you manage to get them sorted without too much more cost.

    I hope your back settles down again soon. I know how it is :(
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Finally have Mr PGs car back . It went in for a small amount of work at the end of June and we have been struggling with one car, borrowing cars, hiring cars you name it ever since.

    £2K later it is back on the road !!

    Sadly my car is now off the road, it broke down on the M25 a few weeks ago with the same problem as Mr PG's car had. Theres no more money in any pots even if we beg steal or borrow to fix it at the moment. Typically the day it broke down it had sailed through its MOT in the morning, went up for sale in the afternoon and broke down in the evening. It is now totally unusable and wont make it off of the drive. Ho Hum !!!

    Onwards and upwards and all that !! These set backs are sent to try us. :eek:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Have you considered bicycles? I believe bicycles or teleporting might be your answer :) Sorry for the car trouble Mrs PG :(
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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