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Pinot's Potty debt free journey!!!

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hey Mrs PG

    How's tricks? Bet you are enjoying the sun:D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Mrs PG??.request for a short check in please:D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw wrote: »
    Mrs PG??.request for a short check in please:D

    :T seconded hope you and the rest of the PG clan are all o.k? X
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm alive :j:j:j but snowed under !!

    I will be back ...........................................................


    xxxxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi Mrs PG..hope you are enjoying the yellow thing!! Know you love the sun!:D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    brizzledfw wrote: »
    Hi Mrs PG..hope you are enjoying the yellow thing!! Know you love the sun!:D

    I am I love the sunshine, it makes me feel happy whatever despite whatever else is going on around me.

    Sadly I have had no time to really sit in it but the fact it is there is good ! Managed a couple of Barbies though and I even treated myself to a bottle of Pimms. Not had a bottle for a couple of years as I decided it was a luxury I couldn't afford but had a what the hell moment and spoilt myself :D

    All ok here, just no time to write or read at the moment. Work very very busy, debt mountain decreasing slowly incl amount owed to THEM. CCAs still cant be located for three of the CC accounts which is pleasing! Cars still giving us grief, thats not so pleasing and I have had roofers in and doign a temporary repair on the roof earlier in the week so have had scaffolding up around the house. My two month Back Clinic at hospital has finished so I am determined to try and find the time to carry it on as it has really helped the pain.

    The rest of the Pinot Household doing great, girls have had loads going on and some great achievements of late. DD1 away on school trip Saturday morning, shes very excited. I will really miss her but its only four days so I am sure I will cope. Mr PG will be away also so its just me and DD2 . We are trying to decide what fun things we will do together :D

    Must dash, meeting at 9 and I am sitting in my joggers typing this. :o

    Hope you are all well xxxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Hello, sorry I've not been around much - I do sometimes stalk you incognito from work, but I daren't sign in to post or I might blow my cover :D.

    Would you believe I had never tried Pimms up until about three weeks ago?! Then myself and Little Miss Happy spotted they were on BOGOF at a local pub so decided to try one. It looked really beautiful but I can't say I enjoyed it much - it tasted far too much of mint and cucumber and not much else. But maybe it's supposed to be that way and I just don't have a posh palate :D.
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • satchmo1
    satchmo1 Posts: 3,233 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy Now...that set me thinking, how about a jug of dandelion & burdock, with loads of ice, cucumber and mint, and passing it off as Pimms? Who'd know?

    It would be lovely and cooling, and if it was a sugar free d&b, it wouldn't be calorific, either! I think I've just had a brainwave, lol. MSE and virtuous.
    What would you get if all you got was what you were thankful for?
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    HappyNow wrote: »
    Hello, sorry I've not been around much - I do sometimes stalk you incognito from work, but I daren't sign in to post or I might blow my cover :D.

    Would you believe I had never tried Pimms up until about three weeks ago?! Then myself and Little Miss Happy spotted they were on BOGOF at a local pub so decided to try one. It looked really beautiful but I can't say I enjoyed it much - it tasted far too much of mint and cucumber and not much else. But maybe it's supposed to be that way and I just don't have a posh palate :D.

    I am thinking way too much cucumber and Mint in your Pimms Mrs H and not enough Strawberries ! I dont think my Palate is posh either, but I do find Pimms refreshing on a lovely Summers Day !
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    satchmo1 wrote: »
    Happy Now...that set me thinking, how about a jug of dandelion & burdock, with loads of ice, cucumber and mint, and passing it off as Pimms? Who'd know?

    It would be lovely and cooling, and if it was a sugar free d&b, it wouldn't be calorific, either! I think I've just had a brainwave, lol. MSE and virtuous.

    Ooh good thinking Satchmo, let me know when you tried your new Fake Pimms ! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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