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i have closed my tesco cc

I want to apply for a new credit card to transfer a balance. My tesco credit card had a zero balance and so i closed it to improve my chances of being accepted for a new one. I rang today and she told me it was now closed but i have a months grace if i changed my mind.

I wonder how long do you think before the closure shows up on credit checks.

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    6 weeks is a reasonable guide but it could be anything from a couple of weeks to a couple of months.
    Creditors only update the CRAs once a month for that sort of info, so just depends on where you hit the cycle.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    without knowing your general circumstances it's impossible to say but I doubt closing a single CC will make any difference to the likelihood of getting another card
  • Curr946
    Curr946 Posts: 525 Forumite
    Part of the Furniture Combo Breaker
    Well depends, its based on income to debt ratio and each leader is different. So if you had a high limit with tesco may help. But there is no guarantee
    If you keep on doing what's you've always done, you'll keep on being what you've always been...:think:
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