Jsa while receiving a pension

wellused

Am I right in thinking that someone on being made redundant who takes a pension which pays over £100 per week wouldn't receive any contribution based JSA?

Bigmoney2

Yes, I think that is correct, but may be worth signing on to get NI credits if you are short of them.

wellused

I've paid NI since 1970 so I must be paid up by now, I would claim JSA out of principal but my wife gave up herself earlier this year as they cut her claim down by half due to her small pension and due to the indignity of the whole process. I wonder what the true unemployment figures are?

bondy01

I wasn't allowed JSA a couple of years ago as I had a similar amount in income at the time from a lodger. I am single and the mortgage is paid off but your case is somewhat different. I also have a pension now so aren't entitled to anything.

meg72

It is my understanding that once you are in receipt of a pension then you are not entitled, but I would check it out properly if I were you.

bigbill

Any pension over £50 comes off your Contribution Based JSA £ for £ so you would need a weekly pension of £117.50 to get nothing from JSA, apart from your stamp paid.

wellused

Thanks for that not worth me bothering then as I have paid more than 30 years NI and will be getting more than £117.50 pension per week.

agrinnall

If you started paying NI in 1970 I assume you were born after 1945 in which case all is well, but just in case, a man born before 6 April 1945 has to pay NI for 44 years in order to qualify for a full state pension.

http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/DG_10014671

bigbill

agrinnall wrote: »

If you started paying NI in 1970 I assume you were born after 1945 in which case all is well, but just in case, a man born before 6 April 1945 has to pay NI for 44 years in order to qualify for a full state pension.

http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/DG_10014671

Anyone born before 1945 would surely already be retired?