Santander Zero v Fair FX

leicsmarkyr

buckster wrote: »

I have a Zero card and an FX card and I'm confused about these currency charges. If I want to add say £500 to my fairfx card using my current account debit card which the funds will come from, will I get charged a loading fee from my bank or from fairfx? I have a current account with Santander.

Neither, FairFx do not charge for loading funds by debit card. So if you put £500 on the card with a debit card, you will have £500 to spend. The spend will be subject to the fees when you use it

buckster

What amount % will I be charged with a fairfx card?

leicsmarkyr

buckster wrote: »

What amount % will I be charged with a fairfx card?

Assuming all accounts are the same:

We do not charge any monthly or quarterly fees or any fees for checking your on-line balance and statements. The $ and € cards incur fees for ATM withdrawals at $2.00 and €1.50 respectively. The £ card incurs 1.4% cost on all transactions and an additional £1 for overseas ATM withdrawals. UK ATM withdrawals for the £ card incur a £1.50 charge but do not incur 1.4% on top of this. Please refer to our terms and conditions for detailed information regarding fees.


Check the FAQs when you have logged into your account

orcadian

I just returned from Paris and used my Fairfx sterling card for a series of metro ticket purchases. In each transaction Fairfx commission worked out at 3.3% despite advertising 1.4%. I would be wary of their sterling card.