A Thread for After Debt?

JulieGeorgiana

I don't get it... IT'S A CAR!!!

Hehehe!

This coming from the woman who just impulse bought a car seat... I just can't help buying baby things, they are so CUTE!!!

rising_from_the_ashes

Mort wrote: »

Personally I am aiming for 3 months bills and will then start overpaying the mortgage and will continue to build up to 6 months bills but at a slower pace. It's going to take months!

PS when talking about savings or saving strategy don't mention pots;)

Months ..... going to take me years at the rate I'm going!:rotfl:

Now - pots are ...... *runs and ducks for cover*:rotfl:

rising_from_the_ashes

LianneH wrote: »

Rising - STEP AWAY FROM THE GORG CAR!!! :rotfl:

*sigh* - she is, isn't she:D

Mort wrote: »

Nice wheels rising from the ashes I can't find it within myself to tell you to step away.......

It just looks so good:cool:

Yay! Another car fan! *sigh* - yup!:cool:

backinbusiness wrote: »

Mort - go sit on the naughty step!

Rising - don't listen to him!

:rotfl:trying hard ......

JulieGeorgiana wrote: »

I don't get it... IT'S A CAR!!!

:rotfl:I knew you'd keep me grounded!:D

squinky

Ha ha yes thanks Mort & thankyou to Lianne H, rising from the ashes & backinbusiness too. I did read your whole thread like a 'lurker' do you call em?!...before I posted but was still a bit confused! I was however, like Newchapter, thrilled to hear so many people had successfully made themselves debt free & felt reassured at the same time that it wasn't just me who was struggling after coming out the other side!

As for the emergency fund I think I am going to start with ￡3000, which isn't quite 3 months worth of wages but it's certainly what I am capable of living off (rent, food, bills etc) In January I started saving ￡250 (this accounts maximum) a month into a fixed rate saver so by the end of the year that will be ￡3000 plus interest. As I am a part furnished renter the big household things are covered by my landlord, although my hairdryer stopped working the other day, not sure if that counts?! (luckily I was able to get a no charge replacement as it was faulty) With the ￡800.00 leftover from my previous savings attempts I have now set up an ISA and it would be lovely to fill it by the end of the year but realistically I think it will be the end of the financial year. Still it's a good place to start right?!

P.S. Love the car, I think you always need to have some fantasy purchases in mind

backinbusiness

Evening all. Hope you are baking away nicely in this heat

Had a good money-saving day. I was at a school fete last night with my children. (All budgeted for and everything). Got a call at work this morning to say I'd won £50 on the "Lucky Square" stall.

Got home from work to find the Road Tax refund from DVLA on my stolen (and crashed) car. £43.33

Finally, mentioned at work that I needed to replace DD2's bed (as she has been using it as a trampoline ) Turns out a colleague was taking a spare black single metal bed frame to the skip tomorrow, so she's giving it to me instead.

Good and money-saving day indeed.

It's been 29 degrees where I live today. Glorious. Meant to be cutting the grass, but too hot and too tired.

Have a good weekend all.

BiB x

Mort

Come in off the naughty step to catch up. BBQ yesterday and gardening today.

Hope you are all enjoying the good weather.

squinky

Loving the weather! Had a delightful weekend of simple, inexpensive pleasures; long walks, parks, picnics etc

rising_from_the_ashes

squinky wrote: »

Loving the weather! Had a delightful weekend of simple, inexpensive pleasures; long walks, parks, picnics etc

*sigh* heavenly isn't it:D

Sometimes the best things in life are free / low cost :j

JulieGeorgiana

I think I am the only person in the world who HATES this weather...

... too hot!

Give me 22 Degrees!!

Mort

JulieGeorgiana wrote: »

I think I am the only person in the world who HATES this weather...

... too hot!

Give me 22 Degrees!!

I have had mist and rain today and the temperature has been in the low teens.