Welcome Newbies and Lurkers - Part 2

IF

dojoman

A good morning all bump................

solventsoon

A good afternoon bump from me:D

WhIsKeRs_2

Not sure if this is the right thread ~ but as a newbie i hoped you could answer my question or direct me to a good forum post that will please

I was bankrupt over three years ago almost ending now, yet a ex nasty piece of work from my past seems to have waited till now to claim a supposed debt ?

Will that have been included in the B even if i hadn't listed the debt at the time ? He is threatening small claims court for this money (not a great amount) and im unsure of the legalities

Any advice would be welcome please

Thanks

IF

WhIsKeRs wrote: »

Not sure if this is the right thread ~ but as a newbie i hoped you could answer my question or direct me to a good forum post that will please

I was bankrupt over three years ago almost ending now, yet a ex nasty piece of work from my past seems to have waited till now to claim a supposed debt ?

Will that have been included in the B even if i hadn't listed the debt at the time ? He is threatening small claims court for this money (not a great amount) and im unsure of the legalities

Any advice would be welcome please

Thanks

Hi WhIsKeRs, yes the debt will be included in you BR if it was owed before your BR.

For more support and help, please post on the BR board and start a new thread.

Best wishes
If...x

EDIT: I've seen you have started a thread and got the help you needed :beer:

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> https://forums.moneysavingexpert.com/discussion/3738127

solventsoon

And a quick bump from me.

Hope you're OK If?:)

IF

solventsoon wrote: »

And a quick bump from me.

Hope you're OK If?:)

I am thank you xx :A

Hows you Spoony??

solventsoon

ifwisheswerehorses... wrote: »

I am thank you xx :A

Hows you Spoony??

Good, pleased to hear that, If xx :A

I'm fine thank you, now that I've fully woken up - it was a struggle to get going today:eek:

IF

solventsoon wrote: »

Good, pleased to hear that, If xx :A

I'm fine thank you, now that I've fully woken up - it was a struggle to get going today:eek:

Thank you xx

Glad you ok :beer:

IF

Welcome to the Bankruptcy (BR) Board.

Hello and Welcome, Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have poster's who have/do work for the OR and Debt charities too.

Written by Fermi our board guide:-

"Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming."
The Samaritans - Click here

Helpful Links and Information.

To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:

And type in the Title to your thread. If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

We often ask you to post your SOA so we can see if you have included what you need to:-
MSE SOA Calculator - Click here Select the MSE format at the end. Copy and paste onto your thread.

* Blue text on this forum usually signifies hyperlinks, click on the blue links below *

For ‘essential’ BR info this is Fermi’s sticky

BR friendly home insurance thread

BR Friendly bank accounts sticky

BR Abbreviations

IVA & DRO Board

If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.

What to do if you get an insensitive or hurtful comment


Best wishes
If...x