Please help with MBNA claim *UPHELD*

paid_too_much

Hi

I'm a newbie but have lurked and used the info here to submit my claim to MBNA, they responded on the 19/10/11 saying I would hear back within 28 working days, I have stated my reasons for the mis sell and enclosed a copy of the original application form which I have clearly ticked 'no' on to the PPI question.

This is quite a large claim as it dates back to 1999 and for a large proportion of that has had over £8K on it!

My question is am I less likely to get a quick settlement because of the amounts involved? And are they more likely to respond with a 'goodwill gesture'

I ask because my friend sent a claim of at about the same time also to MBNA but for a much smaller amount and she recieved her cheque at the weekend for £5K

Just looking for peoples experiences of MBNA, I have perused the 'successes' thread and there are a few positive ones in there.

thanks in advance for any help

di3004

Hi and welcome

If you still have the paperwork going all the way back to when you opened the account, then hopefully you should receive every penny you've paid, plus the relevant interest.

Everyone's circumstances differ, and depending how long their loans ran for, early settlement etc.

Good luck on your reclaiming.;)

paid_too_much

Hi

thanks for that I've seen a lot of your posts and I'm taking your support very positively, I requested the form from them as I knew I wouldn't have agreed to PPI (too tight lol - oh the irony!) they sent me a copy of the original application form, there were two boxes one saying yes and one saying no, I've clearly ticked no. Oh please let this be!!:)

paid_too_much

Mbna *upheld*
wowowowowowoowowowowwwoooooooooo

Sent letter on 12th October.

Letter recieved today *UPHELD*

Premiums £6365.10
Interest £12,834.50
8% £1,464.03
Total £20,663.63:dance::dance::dance::dance:

:j:j:j:j:j:j:j:j:j

However they haven't paid on the associated charges so will be sending in a claim for those too, still waiting to hear from Capital One and am going to claim from barclays too!

Thanks to everyone whose ever posted on here and given me the confidence to do this!!:T:T:T:T