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New pension proposals

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Comments

  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    atush wrote: »
    Divide and rule? Not really, but they can decline to listen to their unions on this issue and vote to take up the offer.

    Divide and rule in the sense that the Government has bought off 25%(10/40ths) of the workforce.

    Interesting that they have not offered the option not to increase contribution but offer a reduced pension payment.

    At the end of the day it is just an increased in "tax" as there is still no guarantee that the provisions will not be changed further in the future.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    RichandJ wrote: »
    I don't really see amything remotely amusing about the fact that part of my earnings are stolen from me under threat of forcible incarceration to fund other people.

    I'd love to play some more, but I have to do some work.


    In the case of the NHS you are not just "funding other people" you are paying towards an insurance for yourself.

    If you didn't pay through this method then it would need to be insured elsewhere, probably at a higher cost.

    You may have the benefit of private health cover but I doubt they will be much bothered if you need treatment in A&E, perhaps having been hauled out of A RTC or should you find yourself unlucky enough to have a chronic long term illness.

    The clinicians in the NHS IMO do a remarkable job hampered by bureaucracy and political madness.

    No - I don't work in it.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    jebervic wrote: »
    Well my ballot paper sent off, voted "No" to strike, but how many have already voted who may have also voted no if the knew of this concession?
    Thanks for not kicking what's still a gift horse in the mouth.

    It's worse than before but still far better than the deals available to new private sector employees and somehow the increase in life expectancy has to be funded. That life expectancy increase is a boon courtesy of government spending and the work of those in the NHS and others. Shame it has to be paid for but that's life.
  • Moby
    Moby Posts: 3,917 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The Government is cynically following divide and rule tactics and has made this offer very close to the action on 30/11/11. They are not negotiating genuinely and do not care about reaching a consensus. Win or lose..........we are back to the industrial relations of the Thatcher era. High unemployment and deteriorating working conditions for many millions of people while those in power do not try to reach consensus but play us off against each other.
  • chucknorris
    chucknorris Posts: 10,795 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NAR wrote: »
    The only concession made worth talking about is for the over 50's as at 1 April 2012. :T

    Are you sure about that? I'm 54 on Jan 8th but as I started as a lecturer last year my retirement age is 65 (not 60) so I thought that I must be excluded from this concession. Are you saying that I am in fact included?
    Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop
  • Dr_Wu
    Dr_Wu Posts: 159 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Are you sure about that? I'm 54 on Jan 8th but as I started as a lecturer last year my retirement age is 65 (not 60) so I thought that I must be excluded from this concession. Are you saying that I am in fact included?

    The thread is about (or started off about anyway) NHS pensions specifically, where the standard retirement age is 60. Have a look back at the first few posts.
  • snowcat53
    snowcat53 Posts: 602 Forumite
    Are you sure about that? I'm 54 on Jan 8th but as I started as a lecturer last year my retirement age is 65 (not 60) so I thought that I must be excluded from this concession. Are you saying that I am in fact included?
    Also as a lecturer you presumably are in USS which is not a public sector scheme affected by these proposals
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Moby wrote: »
    The Government is cynically following divide and rule tactics and has made this offer very close to the action on 30/11/11.
    Didn't you notice that the government backed off and adjusted the planned delay in retirement ages for many women and some men recently? Why be surprised when they have learned from that experience and do a similar thing for the public service pensioners who are closest to retiring?

    It may work as divide and rule but it's also a sign that they learned something and are trying to treat those with less planning time better than originally planned IMO.

    In any case the true divide and rule issue here isn't between the groups of union members, it's between the tax payers who are doing much of the funding of the pensions and the ones receiving them. Both need a fair deal and keeping the original terms for a longer life expectancy isn't fair for the tax payer part of the group.

    If you do want the original terms, try working out how to reduce life expectancy by five years or so for public sector employees to get them back to the original deal terms. That's daft but is what it would take to get there. Instead what would happen is that health care funding for all of the population would be cut to fund the pensions and society as a whole would suffer a reduced or less increased life expectancy. It's not just about pensions, even if that is the main subject.
  • I sent off my no vote to my uniion also, but they are clearly spoling for a fight with the Govt, whatever the offer's merits. I am not one of those who believes Unions are obsolete - they can be a fanatastic source of support and help, and have done sterling service in improving working lives. But too many of our union leaders want to strut on the political stage.
  • chucknorris
    chucknorris Posts: 10,795 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 4 November 2011 at 2:16PM
    Dr_Wu wrote: »
    The thread is about (or started off about anyway) NHS pensions specifically, where the standard retirement age is 60. Have a look back at the first few posts.

    I know but I (obviously incorrectly based on your response) assumed that the NHS pension would be comparable to the teachers pension in that most have a retirement age of 60 but recent starters have a retirement age of 65.
    Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop
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