We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Vanquis credit card 59.9% APR - Proposal

Options
13»

Comments

  • MancDan
    MancDan Posts: 10 Forumite
    Also how far does Wonga go towards improve your credit rating?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    it looks bad that you needed a payday loan
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • MancDan
    MancDan Posts: 10 Forumite
    chanz4 wrote: »
    it looks bad that you needed a payday loan

    Indeed!

    But paying back credit arrangments on time surely must go towards improviing your credit rating irregardless of the sort of credit it is? :(

    Obviously, it wont look good to a creditor on my credit file but my credit score must improve? I've never missed or extended the repayment date for Wonga loan by the way.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture