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Vanquis credit card 59.9% APR - Proposal

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Comments

  • MancDan
    MancDan Posts: 10 Forumite
    Also how far does Wonga go towards improve your credit rating?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    it looks bad that you needed a payday loan
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • MancDan
    MancDan Posts: 10 Forumite
    chanz4 wrote: »
    it looks bad that you needed a payday loan

    Indeed!

    But paying back credit arrangments on time surely must go towards improviing your credit rating irregardless of the sort of credit it is? :(

    Obviously, it wont look good to a creditor on my credit file but my credit score must improve? I've never missed or extended the repayment date for Wonga loan by the way.
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