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Working the 0% shuffle

I am in the process of swapping my crredit card debt to 0% deals. Have got one card from Lloyds TSB that I have put half my debt on.

Now need to swap the rest, about £5k, and the Barclaycard deal is the best. I had a Barclaycard which I paid off and closed last week. How long do I need to leave it before I can apply as a new customer to get the best 0% deal?

Thanks

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    6 months for barclaycard
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • blitzboy
    blitzboy Posts: 477 Forumite
    edited 2 November 2011 at 11:25AM
    Yes 6 months. MSE's main site has a handy chart:

    Barclaycard

    Six months
    Capital One
    Thirty days after last statement
    Egg
    Six months
    Halifax
    One month after last statement
    HSBC
    Six months
    Lloyds
    One month after last statement
    Virgin
    Thirty days after last statement
    Nationwide
    Twelve months
    Natwest / RBS
    Eight months
    Santander

    Six months
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