0% Purchases Bad Credit Rating Cards?

Ravenshade

There are only two that I'm aware of. Silver Sygma and Capital One but are there others? I say I have a bad credit rating but that's due to my income and not due to CCJ's or anything like that, I always make at least my minimum repayments and truth be told I always set aside the money in a high interest account anyway much to their annoyance no doubt..mwahahaha.

Still if anyone knows of any others it would be much appreciated...balance transfers are fine too but I'm looking mainly for purchases. (My search yielded little)

Thanks

Edit: I see I've been labelled a newbie. I may have registered before but I'm not sure what username or email address, so here we are again I guess. Nice to meet you all ^_^

auto-man

Sygma have more than one card apparently after a month of having one you can apply for another within their range. Hey lifes nuts, then you meet sygma bank!

malcolmffc

Unless you already have a 0% card it's the card companies who are laughing, not you. The rates in your savings acct will be far less than what's being charged on your cc. You'd be better off paying it off in full from your savings.

Ravenshade

Ah...I use the promotional rate of the 0% for three months from capital. Damn them bringing out a six month 0% a month later! I do not treat credit cards as I should, while I lend money from them I always shove the money aside so that come the end of the promotional period I can pay off in full. It's mostly gearing up so that if I can ever get a hold of a 13mo credit card >.>; As it is the interest rates don't bother me as I'll never be charged them but thanks for your concern :P