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Help with finacial statement please

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Hi I have a meeting with the CAB tomorrow for a DRO and I am doing my expenses please can you say if these are acceptable amounts also if I can add anything apart from the obvious gas electric etc which I am going to work out later. I'm single with newborn and 4 year old.
Thanks in advance :) xx

Nappies & Wipes £10
Baby Milk £8
Clothes £15
Haircuts £4
School Pack Lunch £10
Travel £15
Gardener £7.50
Groceries £100
Sundries £10(month)
Vodaphone £35 (month)
Talk Talk £39 (month)

Comments

  • caz2003uk
    caz2003uk Posts: 673 Forumite
    Wedding Day Wonder
    Hi Peace,

    Welcome to MSE. You have come to the right place for help! :)

    You haven't included all your bills in that list...rent, council tax, water, gas, electric etc etc....

    fill this out, it will help to see your situation better :) and im sure someone will be along to help some more too :)

    Statement of Affairs and Personal Balance Sheet
    Monthly Income Details
    Income from Employment (after tax). . . . . . . . . . . . . . . . . . . . . . .
    Income from Self Employment (before tax). . . . . . . . . . . . . . . . . . . .
    State Pension . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Private Pension / Annuity Payout. . . . . . . . . . . . . . . . . . . . . . . .
    Benefits (Inc. Child Benefit/Tax Credits & Income Support). . . . . . . . . . .
    Income From Savings & Investments . . . . . . . . . . . . . . . . . . . . . . .
    Gifts From Family / Friends . . . . . . . . . . . . . . . . . . . . . . . . . .
    DLA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Monthly Expense Details
    In Your Home
    Mobile Phone(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    TV Licence. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Internet. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Home Phone. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Cleaning Products/Cleaner . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Garden Maintenance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Household Maintenance . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Oil . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Electricity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Gas . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Water . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Council Tax . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Overdraft Cost. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Bank Account Fee. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Home Insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Mortgage/Rent . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Plumbing/Boiler Cover . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Mortgage Life Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Mortgage Payment Protection . . . . . . . . . . . . . . . . . . . . . . . . . .
    Life Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Food and Household Shopping . . . . . . . . . . . . . . . . . . . . . . . . . .
    Drinks for Home . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    care needs/dla use. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Motoring & Public Transport
    Petrol/Diesel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Parking . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Car Tax . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Car Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Car Maintenance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Rail/Bus/Taxi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Breakdown Cover . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Debt Repayments
    Credit Card Repayments. . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Hire Purchase Repayments. . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Personal Loan Repayments. . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Car Loan Repayments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Savings & Investments
    Pension Payments. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Buying Shares . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Mini Cash ISAs. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Lump Sum Saving . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Regular Saving. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Family
    Pet Food. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    School Trips. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    School Meals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Pocket Money. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Nappies/Baby Extras . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Laundry/Dry Cleaning. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Children's Travel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Baby Sitting. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Childcare/Play Groups . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Pet Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Travel Insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Entertainment
    Satellite/Digital TV. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Family Days Out . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Cinema/Theatre Trips. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Books/Music/Films/Computers . . . . . . . . . . . . . . . . . . . . . . . . . .
    Big Days Out. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Shopping for Fun. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Pet Costs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Hobbies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    IT/Computing (eg Anti-virus etc). . . . . . . . . . . . . . . . . . . . . . . .
    DVD Rental. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Drinking Out. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Eating Out. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Clothes, Health & Beauty
    Complimentary Therapies . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Optical Bills . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Haircuts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Dentistry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Beauty Treatments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Healthcare Cashplans. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Dental Insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Private Medical Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Fitness/Sports/Gym. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Work Clothes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    New Children's Clothes. . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    New Clothes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Education & Courses
    University Tuition Fees . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    School Fees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Your Courses. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Big One Offs
    Funeral Expenses. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Wedding Expenses. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Sofa/Kitchen/TV . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Birthdays . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Winter Holiday. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Summer Holiday. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    Christmas . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    Total monthly income. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    Total monthly expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
    :jEngaged 25/12/11 :j
    :smileyheaMarried the man of her dreams and became Mrs M on 26th April 2013 :smileyhea
  • You don't have your household bills/utilities on there? Travel/car costs?
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Hi thanks for your replies. I was hoping someone could say if the amounts that I have put are ok. I can't find guide amounts anywhere.

    Thank-you
  • debtdalek
    debtdalek Posts: 201 Forumite
    edited 1 November 2011 at 11:43AM
    I don't think there are readily available guide amounts anywhere - I certainly couldn't find them.
    Is your grocery cost for a week? If so, it's more than we were allowed for two adults. Having said that if you can justify things that seems to go a long way. I know we did that eg with our petrol/diesel cost. Good luck
  • caz2003uk
    caz2003uk Posts: 673 Forumite
    Wedding Day Wonder
    Peace...you really are better filling out a full SOA, and posting it on here so the correct advice can be given :)
    :jEngaged 25/12/11 :j
    :smileyheaMarried the man of her dreams and became Mrs M on 26th April 2013 :smileyhea
  • Advisers aren't allowed to give out the financial statement trigger figures, which is why you'd struggle to find them published.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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