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Help with finacial statement please
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Hi I have a meeting with the CAB tomorrow for a DRO and I am doing my expenses please can you say if these are acceptable amounts also if I can add anything apart from the obvious gas electric etc which I am going to work out later. I'm single with newborn and 4 year old.
Thanks in advance
xx
Nappies & Wipes £10
Baby Milk £8
Clothes £15
Haircuts £4
School Pack Lunch £10
Travel £15
Gardener £7.50
Groceries £100
Sundries £10(month)
Vodaphone £35 (month)
Talk Talk £39 (month)
Thanks in advance

Nappies & Wipes £10
Baby Milk £8
Clothes £15
Haircuts £4
School Pack Lunch £10
Travel £15
Gardener £7.50
Groceries £100
Sundries £10(month)
Vodaphone £35 (month)
Talk Talk £39 (month)
0
Comments
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Hi Peace,
Welcome to MSE. You have come to the right place for help!
You haven't included all your bills in that list...rent, council tax, water, gas, electric etc etc....
fill this out, it will help to see your situation betterand im sure someone will be along to help some more too
Statement of Affairs and Personal Balance Sheet
Monthly Income Details
Income from Employment (after tax). . . . . . . . . . . . . . . . . . . . . . .
Income from Self Employment (before tax). . . . . . . . . . . . . . . . . . . .
State Pension . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Private Pension / Annuity Payout. . . . . . . . . . . . . . . . . . . . . . . .
Benefits (Inc. Child Benefit/Tax Credits & Income Support). . . . . . . . . . .
Income From Savings & Investments . . . . . . . . . . . . . . . . . . . . . . .
Gifts From Family / Friends . . . . . . . . . . . . . . . . . . . . . . . . . .
DLA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Monthly Expense Details
In Your Home
Mobile Phone(s) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
TV Licence. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Internet. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Home Phone. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cleaning Products/Cleaner . . . . . . . . . . . . . . . . . . . . . . . . . . .
Garden Maintenance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Household Maintenance . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Oil . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Electricity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Gas . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Water . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Council Tax . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Overdraft Cost. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Bank Account Fee. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Home Insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Mortgage/Rent . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Plumbing/Boiler Cover . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Mortgage Life Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Mortgage Payment Protection . . . . . . . . . . . . . . . . . . . . . . . . . .
Life Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Food and Household Shopping . . . . . . . . . . . . . . . . . . . . . . . . . .
Drinks for Home . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
care needs/dla use. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Motoring & Public Transport
Petrol/Diesel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Parking . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Car Tax . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Car Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Car Maintenance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Rail/Bus/Taxi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Breakdown Cover . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Debt Repayments
Credit Card Repayments. . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Hire Purchase Repayments. . . . . . . . . . . . . . . . . . . . . . . . . . . .
Personal Loan Repayments. . . . . . . . . . . . . . . . . . . . . . . . . . . .
Car Loan Repayments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Savings & Investments
Pension Payments. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Buying Shares . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Mini Cash ISAs. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Lump Sum Saving . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Regular Saving. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Family
Pet Food. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
School Trips. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
School Meals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pocket Money. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Nappies/Baby Extras . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Laundry/Dry Cleaning. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Children's Travel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Baby Sitting. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Childcare/Play Groups . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pet Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Travel Insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Entertainment
Satellite/Digital TV. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Family Days Out . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cinema/Theatre Trips. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Books/Music/Films/Computers . . . . . . . . . . . . . . . . . . . . . . . . . .
Big Days Out. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Shopping for Fun. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pet Costs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Hobbies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
IT/Computing (eg Anti-virus etc). . . . . . . . . . . . . . . . . . . . . . . .
DVD Rental. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Drinking Out. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Eating Out. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Clothes, Health & Beauty
Complimentary Therapies . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Optical Bills . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Haircuts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Dentistry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Beauty Treatments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Healthcare Cashplans. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Dental Insurance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Private Medical Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . .
Fitness/Sports/Gym. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Work Clothes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
New Children's Clothes. . . . . . . . . . . . . . . . . . . . . . . . . . . . .
New Clothes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Education & Courses
University Tuition Fees . . . . . . . . . . . . . . . . . . . . . . . . . . . .
School Fees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Your Courses. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Big One Offs
Funeral Expenses. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Wedding Expenses. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Sofa/Kitchen/TV . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Birthdays . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Winter Holiday. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Summer Holiday. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Christmas . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total monthly income. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total monthly expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
:jEngaged 25/12/11 :j
:smileyheaMarried the man of her dreams and became Mrs M on 26th April 2013 :smileyhea0 -
You don't have your household bills/utilities on there? Travel/car costs?Total 'Failed Business' Debt £29,043
Que sera, sera.0 -
Hi thanks for your replies. I was hoping someone could say if the amounts that I have put are ok. I can't find guide amounts anywhere.
Thank-you0 -
I don't think there are readily available guide amounts anywhere - I certainly couldn't find them.
Is your grocery cost for a week? If so, it's more than we were allowed for two adults. Having said that if you can justify things that seems to go a long way. I know we did that eg with our petrol/diesel cost. Good luck0 -
Peace...you really are better filling out a full SOA, and posting it on here so the correct advice can be given:jEngaged 25/12/11 :j
:smileyheaMarried the man of her dreams and became Mrs M on 26th April 2013 :smileyhea0 -
Advisers aren't allowed to give out the financial statement trigger figures, which is why you'd struggle to find them published.Total 'Failed Business' Debt £29,043
Que sera, sera.0
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