RAC car insurance cancellation rip-off!

mikey72

Badger_Lady wrote: »

Yep... but of course you're starting from 0. So if the OP currently has 7 years NCD, next time they renew they won't be able to say that they've got 8 years NCD on that car - they'll only have 1.

As I say, grab a bargain now if it works out, but you will still be in the same position this time next year whether you are with DL or RAC.

It depends what DL issue on the renewal.
It DL issue proof of 8 years, so long as you inform the insurer how you got it, most will then credit the full 8 years on your new quote.

soos_2

Just got off the phone to RAC Team manager and managed to get £64 knocked off cancellation fees. Hooray! Fanfare for the common man (and woman). It pays to mention this site and FOS and watchdog. Don't get angry, get even.
Thanks to everyone for their advice.
Time to open a cheap bottle of cider to celebrate!
Cheers!

mikey72

Not a bad result for a phonecall. It always pays to complain if the charges appear unfair.

soos_2

RESULT!....a better deal for cancellation fees. Which goes to show you can wangle...or threat. Speak to someone in management who for some reason CAN negotiate!
Why?...don't know
All I say is when you get a quote on whatever website.. PHONE the company first rather go on their website and make sure your details are right.
Hassle?....yes but worth it in the end.
Thanks to all

mazza111

Badger_Lady wrote: »

Yep... but of course you're starting from 0. So if the OP currently has 7 years NCD, next time they renew they won't be able to say that they've got 8 years NCD on that car - they'll only have 1.

As I say, grab a bargain now if it works out, but you will still be in the same position this time next year whether you are with DL or RAC.

Nah a lot of companies mirror while building up a new NCB. That's how it worked with us anyhoo.