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Vanquis new card aquis

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chanz4
chanz4 Posts: 11,057 Forumite
Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
http://www.aquis.vanquis.co.uk/

Managing your money couldn’t be simpler with an Aquis Visa card. You’ll have 24/7 control of your account with Online and SMS Account Management. And if you’re new to credit or have had a few
credit issues lately, the Aquis Visa card will help you get back on track.
With an Aquis Visa card:
  • You'll start with an easy to manage credit limit up to £1,000.
  • You could get a credit limit increase on your 4th statement. Conditions apply see below*
  • And further increases every 4 months, up to £3,000. Conditions apply see below*
PLUS
  • We'll help you build a good credit history to improve your credit rating.
  • SMS and Online Account Management.
  • 24/7 Fraud Watch.
Respond today - and get back on track with an Aquis Visa card.
Representative 29.8% APR (variable
Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.

Comments

  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    I saw this. Good that Vanquis offer a less extortionate (albeit still very high APR) card - however if you look in the T&C the Aquis card still offers APRs up to 69.9% APR depending on how you score.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I found it looking at moneysupermarket, still vanquis linked though.
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Simon7685
    Simon7685 Posts: 1,117 Forumite
    Part of the Furniture 500 Posts
    I wonder if this is going to replace the standard vanquis credit card or granite?
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Vanquis have done 29.9% cards for a while, they used to call it the "Black Diamond" card. It's nothing new :o

    If, however, you look at the T&C for Aquis and Vanquis you'll see they're the same - tiered APRs from 19.9% to 69.9%, the Typical APR on Aquis is simply lower because they target applicants with less-rubbish credit.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    It may of been out for a while, but never heard it been spoken about. I love vanquis it gave me free money for shredding their card lol.
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Anyone know if it's possible to upgrade to this from a well managed Granite card.

    Similar to moving from a Cap1 Classic to Progress

    And whilst I'm on the subject. Barclaycard Initial, is it possible to upgrade it to a Gold after a while?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    vanquis, doubt it I have main stream and they gave me a laugh with a stupid apr. Barclaycard do upgrade, call them
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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