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Benefits for houseperson who becomes ill?
Comments
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Not the £1250 a month you were looking for a few months ago..
https://forums.moneysavingexpert.com/discussion/3246790=Ruaridh Armstrong-missing since 05/11/11. Come home old boy-we miss you x
If you can't stand behind our troops, please feel free to stand in front of them.
I will respect your opinions, even if I don't agree with them
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yes, in relation to that. i'm wondering if it is worth insuring for £1250pm or a bit less if she would get DLA or something like that.0
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Is the 'houseperson' actually unwell now, or is this hypothetical?0
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yes, in relation to that. i'm wondering if it is worth insuring for £1250pm or a bit less if she would get DLA or something like that.
You can only claim DLA if you have care or mobility needs of your own, not if you're unable to care for your children.
Your original idea of taking out some kind of insurance would be the best as someone in the situation you describe would receive very little (if any) state support; certainly not enough to pay for someone else to perform their childcare/domestic role.0 -
most of these types of insurance pay out only if you are able to claim state benefits as well0
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I would imagine that with that sort of income, some careful budgeting / juggling elsewhere in other household expenses, would probably provide enough to budget for a suitable Au Pair / Nanny for the children and a carer for their partner?partner works 40hrs a week and earns £40,000"Dont expect anybody else to support you, maybe you have a trust fund, maybe you have a wealthy spouse, but you never know when each one, might run out" - Mary Schmich0 -
I would imagine that with that sort of income, some careful budgeting / juggling elsewhere in other household expenses, would probably provide enough to budget for a suitable Au Pair / Nanny for the children and a carer for their partner?
a full time au pair on nmw equals £12,000 add another wage for a carer and that leave probably enough to pay the mortgage out of 40k0 -
If someone is a houseperson, looking after 2 young kids and receiving child benefit - if they suffered an illness and were unable to look after the kids, are they eligible for any state benefits?
The chances of this happening are very low. Even though I know people in this position, I wouldn't insure against it. My experience with these policies - for working people - is that it's very hard to claim on them. There always seem to be plenty of wriggle room for the insurers to refuse to pay up.
I'd rather save like mad for several years and have a nest egg that could be used if necessary.0
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