Saturday/Sunday 29th/30th October 2011 - What small DFW things will you do today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

So be proud of those small steps, they really are important.

Morning everyone :wave: and happy weekend :j I had yesterday off so feels luxurious having another 2 days :T went to London with dd yesterday, started off being very difficult - she's very emotional at the moment - but as the day went on it got better and ended with us having a good day :T I really needed it! Expensive though - very :eek:

So need to counteract that!

• [STRIKE]check banking x 2[/STRIKE]
• [STRIKE]do VSP & update sig & spreadsheet[/STRIKE]
• [STRIKE]update spending diary[/STRIKE] - am scared :rotfl:
• check through fridge to see what needs using up
• do cupboard/freezer inventory & work out meal plan for next week. last week spent £65 on shopping & still have quite alot left. Much better than the £88 the previous week :eek:
• list a couple of bits on ebay
• [STRIKE]go for a run[/STRIKE] was out for 40mins - about 25 was jogging & 15mins power walking :T feel really good for it
  
• off to my friends 30th birthday party tonight. Might drive to keep costs down - although might not!!!
  
• go for a run
• make a cake
• [STRIKE]change bank accounts to co-op to make the most out of the £200 joining bonus[/STRIKE] :T get oh to do it too & then I think I get another £100 for leaving firstdirect :T:T:T
  

that'll do me. Hope everyone has a brilliant weekend :beer:

pixiechick99

Morning DNMS - I'm so glad to hear you had a lovely day out with your daughter:D I really felt for you when you said you were upset about how you were getting on the other day:(
And no - don't go driving tonight, have a couple of drinkies:beer:

So, another quiet day for me...my whole half term has been quiet:o But, it means I haven't spent much...and girls have been happy to just relax and not have to rush about.

here's my list:

• check banking
• do any surveys in my inbox
• hoover house
• iron school clothes
• check ebay listing ansd get some more bots on - remember FREE LISTING DAYS TODAY AND TOMORROW
• meal from plan tonight - hm chicken curry, naan and poppadums:T
• chicken is out of freezer defrosting
• meal plan for next week
• write shopping list, as small as possible
• buy petrol
• enjoy an evening on the sofa with a couple of glasses of wine and lots of Sat night tv:D

Ok, have a fab weekend everyone:j:j

La_escocesa

Hello there my lovelies :wave:

Sounds lovely dnms - glad things with your DD went well yesterday

Perfect half term pixiechick

I've just used the @sda price guarantee online thingy - £2 off voucher and £5 bonus voucher. :T

Tidying round and packing up today :j

Night in with some cheesy Sat night TV and my knitting :cool:

xxx

mildredalien

Hi there

DFW things for this weekend will be:
- using my meal plan list to go shopping
- trying out the local Aldi first to get some bargains (hopefully)
- Having a night in with friends tonight which should be cheap - I can use up a couple of bottles of wine knocking around the house :beer:
- using up stuff in the fridge/freezer for lunch today and tomorrow
- checking banking
- using cashback sites to do some xmas shopping
- another night in tomorrow! oh what an exciting life i lead

Hope everyone has a nice weekend!

kjp

Morning everyone!

Thanks DNMS for starting the thread today, glad you had a good time in London!

Today I have/Will:
Check Banks
Check CC
Check Paypal
Check TCB
Update Microsoft Money
Start writing listings for free ebaying later
Start writing listings to get these darn car parts on Ebay as soon as courier who may be able to take them gets back to me!
Sort out dying plants!!!!
Catch up on recorded TV - currently enjoying a bit of guilty pleasure Gossip Girl!
Vacuum and change beds
2lts water
NSD
Enjoy the weekend!!!

Have a great day everyone!!

Pernicious

Morning all,

Yay Saturday!

DNMS - Thanks for starting us off, glad you had a good day with your DD & I hope you have a good time tonight.


Today I will:-

• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• Check for surveys
• Enter comps
• Check online banking
• Check out this weeks flylady thread & do something
• [STRIKE]Try & keep the heating off again[/STRIKE]
• Do at least most of my Xmas shopping online, remembering to use cashback/nectar where I can
  
• [STRIKE]Pay off holiday cc in full & then do not touch cc again until our honeymoon next year![/STRIKE]
• Enter receipts into Mr T's price checker, keep forgetting to do this!
• [STRIKE]Got an appointment at the same shop I bought my wedding dress from for suits - if we hire from them we get 10% off so hopefully we'll find something good for a decent price - fingers crossed[/STRIKE] - Sorted for a decent price
• [STRIKE]Do all trips out in one so as to save petrol[/STRIKE]
• [STRIKE]Stick to tonight's budget for going out - do not take any more cash out![/STRIKE]
• [STRIKE]Wearing clothes I already own for my halloween costume, & spent less than a tenner on make up & accessories to complete the look [/STRIKE]
• [STRIKE]Use washing up liquid sent free as part of trial[/STRIKE]
• [STRIKE]Use tissues sent free as part of trial[/STRIKE]

Have a great, MSE day everyone x

DawnW

Hello :j

Thanks for starting the thread DNMS, and I am pleased to hear that you had a good day out with your daughter :T

So far today I have:
[STRIKE]
Put washing on, to dry outside (hopefully)
[/STRIKE] Put it out, but it didn't really dry - must hang it up on the airer as it is just plonked on a chair at the moment
Dishwasher on, using free posh tablets sent by Pinecone to try out :T (I usually use Aldi's ones, which work fine, but will happily use posh ones if they are free )

Listed 4 items on ebay, which took ages :mad: Hope they sell! One has 6 watchers :j

Gosh that doesn't sound much does it :eek: But I still have a yucky cold, and blummin ebay took a really long time.

Later I will:
[STRIKE]Trundle down to town to get some more flu plus thingies, and some cold sore cream as well [/STRIKE]:mad: Done

Read the letter to my OH from HMRC about his self employed NI contributions carefully. Why do they make everything so complicated? A job for tomorrow I think after the ebay debacle :eek:

Continue to clear surfaces that seem to sprout clutter when I am not looking :eek: Ahem, still 'a work in progress'

[STRIKE]Clean chooks out[/STRIKE] Done

[STRIKE]Maybe do a little bit in the garden as it looks quite nice outside [/STRIKE]:) Swept up the patio, got rid of some rubbish and planted some strawberry plants. Haven't tackled the front garden yet though.

Look at bowl of windfall apples that are slowly decomposing before my eyes - decide whether to use them up or throw them in the compost They are still there :eek:

Bit of ironing :eek: Tomorrow?

[STRIKE]Leftovers for supper / my lunch. OH will be out till late afternoon, and I have the remains of previous 2 days meals to use up - sausage casserole, and cauliflower and macaroni cheese. So, macaroni cheese for my lunch, and sausage casserole for both of us for supper, with jacket spuds [/STRIKE]:D Pal came for supper but we still haven't finished all up - lunch again tomorrow? Was nice though!

Still no sign of brother - wonder what he is up to :eek: Still no sign...

Aria`s_Tail

Morning Everyone,
Quick break from work for late brekkie. Split shift again today and tomorrow so can't get up to much.

Todays list:
Will fill up car later on way past mr M (cheapest on route and miles points).
Washing machine on later and dry on airer at lunch.
Walk pooches at lunch (looks like in the rain!:()
Meals from stores, including packup for tea tonight rather than buying something.
Try and get a couple of bits on Ebay. Why is there always a free listing weekend when i'm working! :mad:
Enjoy my extra hour in bed tonight!

Have a good weekend everyone.

WelshWoofer

Morning all!
Glad to hear that everyone is having a good weekend so far - especially Determined - you deserve it!

Already done a few things....

• Caught up on recorded Corrie and Emmerdale from last night when I was out
• Texted friends - one to thank for last night's cinema and dinner trip (I paid for the tickets she paid for the food:T)
• Walked dog in the park - nice to see him running around like a puppy
• Popped to greengrocers on the way home - spent £4 on a pomegranate, 3 bananas, 2 apples, 2 tomatoes, 2 punnets of raspberries, 4 satsumas - not bad I thought
• Bought small milk in Spar (use less than a small bottle a week these days)
• Bought 8 cans of Diet Pepsi for £2 in local off licence and a packet of crisps:o but resisted wine for tonight:rotfl:

And still to do...

• Have a hot bath to warm up - its freezing in the wind
• Do one load of washing and dry on radiators/dryer thing
• Do year 12 schoolwork and maybe more year 10 lessons (will be ahead of myself then)
• Stay in tonight
• Walk dog again
• Make sausage and mash for tea using up some very cheap potatoes from Aldi and maybe make some cheese and potato pie with extra mash for tomorrow
• Do a body and face scrub later and maybe dye hair (although might do this tomorrow)
• Rejig budget to last the 2 weeks to payday

Thats all for now - have a good weekend!

OrangeFairy

Hello my lovelies!!!

I am so pleased you had a great day out with your dd DNMS. You deserve a great weekend.

My new table arrived yesterday at MIL's! Desperate to get it home! Sooo excited!

Tonight MIL and FIL are doing fireworks, pumpkins and a night time BBQ. We have OH's son round for the evening so he can join in!

So today

DD2 at a party - fed lunch there
NSD
Sort out and divide up the meat OH bought home from Mr S deals
Decide on recipes for the above meat!
Meal plan
Put a loaf of bread on for eggs on toast tomorrow morning
Free dinner at MIL's
Free entertainment at MIL's
carry on not logging into facebook for a week!
Look online for cheap presents for xmas
Afternoon at Mums - so lunch provided!

That is my day! Nothing much!

NicChanna

Small things I'm doing today ... let's see ...

• found somewhere which sells the kind of tights I like cheaper - usually £5 a pair, now can get similar for £2 a pair!
• have swept £125 into Christmas account so I can't spend it
• went window/dressing room shopping to stave off my severe craving to buy clothes ... had a tense moment in Debenhams with a 70%-off beautiful dress but my resolve DIDN'T crumble!
• won a free drink in BHS cafe when I donated 50p in a raffle to Save the Children
• found a wallet in the street and handed it in to a security guard in a shop (not saving me money but might save someone else when they get it back!)
• went at 8am to have a carvery breakfast with OH with the Toby Carvery 2 for £6 vouchers
• contacted promoter for guestlist at the club tonight
• going to Lidl for the first time to do food shopping when OH finishes work - not sure what to expect!
• decided that Halloween costumes are a total scam and I refuse to dress up for going out tonight - if people ask what I've come as I'll say, "A cynic."

That's all so far ... hope everyone is having a good weekend :j