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Car insurance for semi long term use abroad
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Hi All
I have just started a job in the Netherlands on a trial basis as a contractor, but with a view to progressing to permanent. At the moment I believe I am not allowed to buy a Dutch registered car (specifically, not able to tax it) without Dutch citizenship, so I will have to buy a second car in the UK and bring it over.
I believe it is usual for car insurers to only allow 3 out of every 12 months to be spent abroad, but some offer an extension to this at extra cost. Can anyone suggest which companies will offer this extension? From searching I found Stuart Collins Insurance but they offered a comical quote of 1600GBP for a car worth around 2000GBP and in insurance group 4! I am only 22, but have a faultless driving record and pay much much less than that on my UK-based car which is group 10 and modified.
If anyone knows of a company that will do better than that please let me know. It would be a real hassle doing without a car but I'm not going to spend 5x what I would in the UK on insurance.
Cheers,
Ben
I have just started a job in the Netherlands on a trial basis as a contractor, but with a view to progressing to permanent. At the moment I believe I am not allowed to buy a Dutch registered car (specifically, not able to tax it) without Dutch citizenship, so I will have to buy a second car in the UK and bring it over.
I believe it is usual for car insurers to only allow 3 out of every 12 months to be spent abroad, but some offer an extension to this at extra cost. Can anyone suggest which companies will offer this extension? From searching I found Stuart Collins Insurance but they offered a comical quote of 1600GBP for a car worth around 2000GBP and in insurance group 4! I am only 22, but have a faultless driving record and pay much much less than that on my UK-based car which is group 10 and modified.
If anyone knows of a company that will do better than that please let me know. It would be a real hassle doing without a car but I'm not going to spend 5x what I would in the UK on insurance.
Cheers,
Ben
0
Comments
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Jamp...remember that you are only getting 3rd party cover for the 90 days abroad that most policies allow. Obviously buying a reliable, but cheap car is the order of the day. What you might well be able to do is get more 3rd party cover in Holland from a local insurance company. I can do this in Romania with my UK car and its not expensive. Worth checking.0
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Thanks for the reply. Some policies do give fully comp cover for those 90 days, just depends on the company. I would feel a touch uneasy with only 3rd party cover, but if I could get it for a reasonable price and legitimately covering EU countries I would take it.
Anyone have suggestions for companies that might take on cover of a UK car in NL?0 -
are you sure non-residents can't tax cars in NL?
Doesn't sound likely to me0 -
No, I'm not sure. It's just what the rep from the agency who are employing me has said. She had a British husband so I'd expect her to know, but you're not the first person to question it.0
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