iPhone 4s Best Deal for me is £99 handset then £30.64 per month........

hatewashingmachines

T-Mobile Apple iPhone 4S 16GB White
300 cross-network mins + 300 texts + 500MB Mobile Internet Browsing + Unlimited Text Booster • 24 months

£99 for handset then £30.64 per month 24 month contract

http://www.buymobilephones.net/mobile-phones/Apple/Apple-iPhone-4S-16GB-White/T-Mobile/T-Mobile-iPhone-30-(24mths)/11613681

Plus Cashback from Quidco £30 I think (need to check!!)

DUTR

Is the deal above not almost the going rate?

grumbler

The total cost is £835 - similar to Tesco's £235+24*£25=£835, but slightly better because of lower upfront amount.

Apple Store + Giffgaff = £500+£240=£740

DUTR

grumbler wrote: »

The total cost is £835 - similar to Tesco's £235+24*£25=£835, but slightly better because of lower upfront amount.

Apple Store + Giffgaff = £500+£240=£740

Thing is, the general view I'm seeing is that many are too tight or stingy to buy a handset outright, I wonder how many would take good care of their expensive purchases if they had to buy it outright, so many posts I see from authors wanting to reduce their monthly and then a whole host of often 'pathetic' excuses. Like you suggest , keeping the monthly low buy paying more for a handset and not being tied to a stupidly long comittment, to me is the only sensible way, buy a house or car on credit, a few other expensive purchases, but mobile phones ....that is scraping the barrel

grumbler

Personally, I would never buy even a car on credit.

DUTR

grumbler wrote: »

Personally, I would never buy even a car on credit.

Likewise, though the car I have my eye on keeps increasing, and is above £30k

hatewashingmachines

DUTR wrote: »

Thing is, the general view I'm seeing is that many are too tight or stingy to buy a handset outright, I wonder how many would take good care of their expensive purchases if they had to buy it outright, so many posts I see from authors wanting to reduce their monthly and then a whole host of often 'pathetic' excuses. Like you suggest , keeping the monthly low buy paying more for a handset and not being tied to a stupidly long comittment, to me is the only sensible way, buy a house or car on credit, a few other expensive purchases, but mobile phones ....that is scraping the barrel

I am not too stingy or too tight. I don't have a mortgage, I own my house outright. I'm fortunate enough not to have to work. I like to keep my credit score healthy and I like to manage my budget. Taking out a contract helps my credit score as I've no mortgage. Also with xmas coming up my budget won't allow me to go and blow the full amount on buying a phone outright. If I did this then no one would be getting any xmas presents!!!!
£99 for this phone is a good deal, everywhere else I have looked it is £139 or above. Oh and I got cashback from quidco as well, £30 I think. I posted the deal as I know other people want to pay monthly and it is a good deal and Only available for another 3 days I think.

hatewashingmachines

DUTR wrote: »

Likewise, though the car I have my eye on keeps increasing, and is above £30k

Oh and we bought our car outright as well

DUTR

hatewashingmachines wrote: »

I am not too stingy or too tight. I don't have a mortgage, I own my house outright. I'm fortunate enough not to have to work. I like to keep my credit score healthy and I like to manage my budget. Taking out a contract helps my credit score as I've no mortgage. Also with xmas coming up my budget won't allow me to go and blow the full amount on buying a phone outright. If I did this then no one would be getting any xmas presents!!!!
£99 for this phone is a good deal, everywhere else I have looked it is £139 or above. Oh and I got cashback from quidco as well, £30 I think. I posted the deal as I know other people want to pay monthly and it is a good deal and Only available for another 3 days I think.

I too own my house outright, I do work and would still continue to do so even if I won the euro lottory jackpot .
This falicy of having no mortgage and credit score is a falacy, just got a credit card to use on non sterling purchases, they gave me a credit limit of well over £8k, once the card arrives, they can reduce the limit to a few hundred pounds or have the card back.
Anyways the deal is good but as mentioned it is not really any different to what are the general deals about

DUTR

hatewashingmachines wrote: »

Oh and we bought our car outright as well

See post #9, what I'm saying in general is that is is rather concerning that some folk are on a very tight budget to where an non essential handset is obtained in preference to real life essentials, and that paying an upfront cost or a difference between paying £25pm or £27pm sways the deal totally.
I see posts where folks have the latest flat screen tv and sky or other media provider package, yet are whinging about paying the small additional for a TV license :eek:

hatewashingmachines

Yes but as I said... I don't work so getting credit for anything is hard work!!! I own 2 credit cards, one which has a big credit limit on it as I've had it for years from when I was working and another which I've had for a couple of years which they won't budge over £2500 limit because I have no recent credit score.
Show me another deal for an iPhone 4s 16gb on contract that compares to this please, I am genuinely interested.