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Home Insurance away 90 days

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Hi, I'm having an awful job getting annual Building and Contents insurance cover because my house will be unoccupied for 3 months. Can only seem to get cover for extremes ie fire, lightning, explosions, earthquake and aircraft. Best they can offer thus far is a payout of £5K for the entire contents of my home should the worst happen! How do people who over-winter abroad manage? Any suggestions will be much appreciated. (I am a pensioner)

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  • Caz3121
    Caz3121 Posts: 15,832 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My parents neighbours are away for long stints abroad and they have their daughter come and stay overnight every 4th weekend whilst they are away to ensure insurance still valid
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