credit card maze--advice please

scrumpyjax

Tixy wrote: »

Does your BC account specifically state you have a money transfer / transfer to current account option available to you? BC only allow this for some customers, not all.



Still if you transferred say £2900 - then the extra £700 would still benefit from 22months at no interest. And at the end of the 0% period, yes you'd start being charged interest on whatever balance was left, for 7months or so until it was paid, but it would still work out much cheaper than paying interest in whatever APR you are paying on your overdraft for the whole 29months.

First hurdle....I've applied for the halifax card but they wont do me a sensible credit limit, £1200...my salary is too low I expect.
Still, it's a start