We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help barclaycard charges
gailey_2
Posts: 2,329 Forumite
in Credit cards
Can i successfuly claim back any late payment charges from last 6years with barclaycard?
i have paid it off well £1.54 left to pay
have no idea how much charges amount to?
can I write asking for them
whats the advice/template for that?
will i have any sucess as know since the case bank charges you have to proove hardship which is the case right now.
im guessing least averaging £12 a month for last 6years so guess
roughly approx nearly £1000!
saw one one post on dfw they added 8%interest.
im sure they charged me for letters too can i claim those costs back
they been pretty nasty and unhelpful last few years despite the whole please contact us so be nice to get payback!
i have paid it off well £1.54 left to pay
have no idea how much charges amount to?
can I write asking for them
whats the advice/template for that?
will i have any sucess as know since the case bank charges you have to proove hardship which is the case right now.
im guessing least averaging £12 a month for last 6years so guess
roughly approx nearly £1000!
saw one one post on dfw they added 8%interest.
im sure they charged me for letters too can i claim those costs back
they been pretty nasty and unhelpful last few years despite the whole please contact us so be nice to get payback!
pad by xmas2010 £14,636.65/£20,000::beer:
Pay off as much as I can 2011 £15008.02/£15,000:j
new grocery challenge £200/£250 feb
KEEP CALM AND CARRY ON:D,Onwards and upward2013:)
Pay off as much as I can 2011 £15008.02/£15,000:j
new grocery challenge £200/£250 feb
KEEP CALM AND CARRY ON:D,Onwards and upward2013:)
0
Comments
-
Perhaps they would not have been 'nasty' to you if you'd paid your bills on time. Can you not see the irony in you wanting 'payback', when that was all they wanted in the first place?0
-
Hi, I successfully claimed mine back earlier this year. i used the templates on the MSE reclaim section. I had to send £10 in to get a copy of all my statements over the last 6 years (this may be available online, I'm not sure). I listed all the charges on the calculator (again on MSE) and it applied the interest.
I sent it all of to Barclaycard, heard nothing for 4 weeks, called them, still nothing. I checked my Barclaycard statement a couple of days later and they have applied a credit for all the charges + interest (from memory I think it was about £900). They did not threaten to close the amount. Infact they have since increased my credit limit!!LBM 18/06/15 - [STRIKE]£20,276.64[/STRIKE] :eek:
01/07/15 - £19,897.020
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards