The Official DFW Nerd Club

edsjad

please can i join the nfw club? I wrote a post here - a new thread without realisng i was supposed to join - will the post come up when or if i can join? thanks. jaquie.

AlexGuinness

I would benefit from joining too, please.

Only just had my lightbulb yesterday, just before a nightshift. Too tired to work out the totals at the moment, but the plans are already being formulated!

Payingitallback

May I please have my Nerd Number?

Today I have become Debt Free :j £23k in 4 years all paid back :j

nahnahnat

Hey all!

I'm new - this is my first post


May I have a number please?!

'Bout time I gave myself a kick up the :eek:

Thanks!

X

GarethR

Ok Ok I best admit that this site & the people on it have convinced me that I need to get my act together & reduce my debts, have already decided that the money I get (when I get it) from my claims will go to paying off some of those *bleep* *bleep* store/credit cards then its on to the loan!!

Is SS can get from £30k+ in 2 years to £17k then I should be able to follow suit, ok I owe somewhat less

Sign me up SS!

Have to also ask, if your a Southern Scouser... which footy team do you follow, if any??

joannady

Hi! Am currently reclaiming my charges and saw this forum and hopefully can get some support! I'm 23 and have managed to get myself in a right state! My debt reached its peak on 20 April 2007 at £29,747.49 - I promised myself I couldn't let it go over £30,000 and so have been trying so hard to reduce it bit by bit!. Every month I budget and every month "something" crops up - new tyres, unexpected bill etc etc! I am finding it a struggle (mostly to do with my attitude - all my friends live at home, have no loans, cards to pay off so are out each weekend having a great time - its hard sometimes!) But on the 20th of each month I check over how much further down my debt is coming and so far its going ok! I know I can improve and really start to pay these off…….to date (since 20 April), I've paid off £2511.06 all by myself - which I'm pretty proud of! I'm still at the stage of juggling one debt to another some months, but its definitely getting better since I cut up all my cards and banned myself from ordering anything else from catalogues! How much stuff can one girl need!

£713.72

Next Directory

£1,172.06

Additions Direct

£2,515.54

TV repayment

£497.70

Vanquis

£1,414.80

Barclaycard

£7,026.00

Marbles

£5,768.68

Nationwide

£1,900.00

Overdraft

£690.00

Egg Credit Card

£3,929.85

Nationwide Loan 1

£450.00

Course fee repayment

£665.00

Mum and Dad

£493.08

Nationwide Loan 2

£27,236.43

Current Debt

CharliesAngel

am new and erm.. feel like I've been here for years ) i need to be a dfw nerd..

drowned_by_debt

Just started trying to sort out the debt problem I have after losing my job through serious illness. Can I join your club please?
Would like to take this opportunity to thank you all for a great website and very useful and funny forum. Inspiration and hope through humour and dedication, if only the debt agencies were as enlightened!

drowned_by_debt

Can I join, puuurrrlleeeease?

edsjad

please can i join - it looks like a great empowering club!! I'm fed up feeling so crap about myself - time to take control of my debts!! Could i have a number please? Reading the posts is great! I'm working my way up to putting all my spends together to tell you all. thank you. jaquie.