The Official DFW Nerd Club

ajr21

Please cani become a member xx

debtfreemom_2

please can i become a member, lovely reading, makes me happy im doing it in a group, more support xxx

sweetangel63

hi can i be a member please :-)
angela x

lambanana

I want a number! I'm a debt-free wannabe starting with my credit card and my (still interest free - yay long term studentdom *cough*) overdraft which I believe I can do in the next 12 months by which time I will be in a job which earns enough to make me start paying back my student loan which I want to do faster than the standard repayments where possible because I WANT TO BE DEBT FREE!

ahem until I decide it's time to buy a house :mad:

Tigger1970

Hi

Can I be a member too please?? I am seriously trying to be debt free. Everytime I see light something happens. New boiler required, £300 worth of car repairs etc etc!!!

vixxen

can i join too? pretty please!!

smartcat04

Please can I have a number as well. Thanks

grimreaper

i have sent my first letter at the end of last month and sent it recorded delivery ( which is a good idea as stuff tends to go missing, by accident of course) any way my 40 day period for them to send my charges thru was 11th April 2007. As yet i havent heard a thing so i thought and charming and pleasant phone call wud do the trick. I rung Halifax Head office up for my branch to contact.......Halifax didnt ring so i rang again yesterday, Head office said they wud send another email for local branch to contact me


Today i received a phone call from Halifax, spoke to woman at branch chased up my query and guess what no knowledge of letter.

But id sent it recorded and i also had times dates and copies of everything i'd done she soon backed down and phoned customer relations for me. Got a phone call back and hey presto they had email her all of my charges for free! picked them up and calculated 3237 or 4100 ish with interest.

Letter and list of charges with interest is now on its way from local branch and recorded delivery to be on safe side.

It just goes to show be prepared, wait and be patient and be nice to them even if they have shafted you plus a friendly phone call otherwise id be still waiting!!!!!!

Fingers crossed i hope i regain some money

Barclaycards letter already sent as well
MBNA sent as well
Local membership firm letter sent claiming for them taking 3 d debits out 3 days early so im claiming charges back twice lol from bank and them as well

and all monies received will contribute to existing debts and pay them off

alfredsmum

..........

dogsrus

count me in please