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Debate House Prices


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Finances and debt worsen

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Comments

  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Kennyboy66 wrote: »
    There is a line in the report that states that the data is available for mortgage overpayments (lump sum or monthly) but I haven't seen it.

    What does seem certain is that collectively we are getting worse off because inflation is ahead of earnings.
    Add to that taxes will rise, not least because personal allowance won't keep pace with inflation.

    I thought PA was increased more than inflation +8.5% (2012/13) on route to £10k (at least for basic rate taxpayers)?
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • nembot
    nembot Posts: 1,234 Forumite
    I am absolutely shocked that average household unsecured debt is £8000. We really are a nation of fools.

    I know people with more debt on one credit card than my personal debt and mortgage and that's just one of many cards they hold.

    When it's bad, it's really bad...
  • robmatic
    robmatic Posts: 1,217 Forumite
    There is only so long we can keep going on with wage inflation at 0% and actual inflation running at over 5% before people start going underwater.

    Sounds drastic, but then wage inflation isn't actually 0%.
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