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non-insured driving in an emergency

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  • JQ.
    JQ. Posts: 1,919 Forumite
    vikingaero wrote: »
    I imagine there would be a genuine defence in the event of a life or death emergency, but not if the driver became randomly ill to drive and just needed someone to get the car and passengers home.

    . . . and if it is ultimately a matter of life and death that's why we have ambulances and paramedics on motorbikes. And if it's not life and death then there are Taxi's.

    I must admit I've been in the life and death situation and the consequences of my actions didn't even enter the equation and if I'd been caught I'd have happily accepted the punishment as I knew the risks I was taking at the time. Although mine was not an insurance issue, more a speeding issue.
  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    JQ. wrote: »
    . . . and if it is ultimately a matter of life and death that's why we have ambulances and paramedics on motorbikes. And if it's not life and death then there are Taxi's.

    The courts will decide whether or not the reason is good enough.
  • Gloomendoom
    Gloomendoom Posts: 16,551 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Isn't this just the scenario that 'driving other car benefits' are intended for?
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    vaio wrote: »
    nope.........

    Not sure if they still do, but saga had a wording that covered any driver in the event of a medical emergency to the named drivers
  • Quentin
    Quentin Posts: 40,405 Forumite
    Gloomendoom wrote: »
    Isn't this just the scenario that 'driving other car benefits' are intended for?

    Well........it's not what 'driving other car benefits' are "intended" for, but would cover this scenario!
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Quentin wrote: »
    Well........it's not what 'driving other car benefits' are "intended" for, but would cover this scenario!

    yep, but then the question doesn't arise because insurance is in place.
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    dacouch wrote: »
    Not sure if they still do, but saga had a wording that covered any driver in the event of a medical emergency to the named drivers

    I remember that too but think it's part of their Green Card cover

    Nope, it covers UK use too

    http://www.saga.co.uk/insurance/car-insurance/
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    rev_henry wrote: »
    I understand that technically an insurance policy on a car covers ANY driver in a genuine emergency

    errr..... No.
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
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