Need to cancel a motability car

Oliverjames_2

I have had a motability car for many years. I am now 57 and in really dire financial circumstances (long story) and struggling with debt. If I could give up my car I would save £200+ a month - not sure what it is now, and that would help tremendously. I live in an isolated area so I would not be able to get out at all (I am in a wheelchair and cannot transfer into another car or taxi, just my motability one) but I shop on line and dont get out that much anyway, so would be prepared to do it. If I could give it up for a year it would help me get back on track.
Question:
If I give up car would there be a penalty charge?
If things get better would I be allowed back in the scheme again?

gemstargirl

Oliverjames wrote: »

I have had a motability car for many years. I am now 57 and in really dire financial circumstances (long story) and struggling with debt. If I could give up my car I would save £200+ a month - not sure what it is now, and that would help tremendously. I live in an isolated area so I would not be able to get out at all (I am in a wheelchair and cannot transfer into another car or taxi, just my motability one) but I shop on line and dont get out that much anyway, so would be prepared to do it. If I could give it up for a year it would help me get back on track.
Question:
If I give up car would there be a penalty charge?
If things get better would I be allowed back in the scheme again?

The answer to the second question is that provided you have at least 2 years to go before renewal of your HRM - DLA, you could take out another Motability lease with no problems.

cosmic-dust

gemstargirl wrote: »

The answer to the second question is that provided you have at least 2 years to go before renewal of your HRM - DLA, you could take out another Motability lease with no problems.

This is incorrect.
If you choose to lease a car through Motability's Contract Hire scheme you must have at least 12 months' award length remaining.
http://www.motabilitycarscheme.co.uk/main.cfm?Type=AIE

Jojo_the_Tightfisted

https://forums.moneysavingexpert.com/discussion/1046655


It's an old thread, but might give you some idea of how they will react.


Oh, and if this works, it might help: http://docs.google.com/viewer?a=v&q=cache:fAu5g4MKZU4J:www.motability.co.uk/documents/website/Mot%2520Ops/Publications/Handbook%2520-%25201107.pdf+cancelling+motability+contract+uk&hl=en&gl=uk&pid=bl&srcid=ADGEESji3hltZUTeJ3-pgjlHGDpj4Z71_RnCFFUa85CeVCrQdDLCU5JlrjuIMBl28Y0TpcHXo_y4xxTr7W6axpJfwxF8649xhTTcLnotw0ieaVkeaSyBc-BJCeCeVlUk4Ndnp7fMgVsJ&sig=AHIEtbQLQKr09KhWiAebC2tPP6RVD81R8A