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Wednesday 19th October What small DFW things will you be doing today?
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            Morning everyone
 Thanks DNMS for starting the thread!
 Today I will:
 [STRIKE] Check banks[/STRIKE] £3.46 to last me until next week - no expenditure planned so should be ok!
 [STRIKE] Check CC[/STRIKE]
 [STRIKE] Check TCB[/STRIKE]
 [STRIKE] Go to work in OH's car, as mine has a nail in the tyre - grr![/STRIKE]
 [STRIKE] Fill OH's car up - diesel, diesel, diesel[/STRIKE] Got the nectar points too!
 Update spends spreadsheet
 [STRIKE] Review Xmas spreadsheet[/STRIKE]
 Read newsletter properly!
 [STRIKE] Send test items[/STRIKE]
 [STRIKE] Breakfast/lunch from stores[/STRIKE]
 [STRIKE] Work hard![/STRIKE]
 2lts water Halfway there!
 [STRIKE] Sparkle![/STRIKE]
 Hope everyone has a great day!
 Kxx
 Quick update from me - hope everyone's had a good day! xxHouse Fund: £2,800/£20,000 - 14%
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            hi everyone i am new to this thread and wondered if i could join??:)
 i have just worked out how much i spent on grocerys for the last 3 weeks and i have spent £265.08 theres only two of us and a cat :eek::eek::eek: and i thought we was doing well this month cutting back and trying to pay off debts and save etc obviously not.i did buy a budget planner the other day so plan to fill that in on my day off tommorow.
 also sounds silly but does nsd mean no spend day?? and what does lsd stand for?? sorry for asking but now sure thanks in advance                        VSP#17 £2.34 thanks in advance                        VSP#17 £2.34
 debt free 26/10/20120
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            hi & welcome lemmings! yup NSD is exactly that & low spend day - when you keep ur spending as minimal as possible. I totally hear what you are saying re groceries but I am thinking that the cost of things has risen steeply. This time last year I was able to get our monthly food down to around £160 for 3 adults with a lot of planning & shopping around. On Saturday I nearly fell off of my chair when the bill came to £88 for a week - have had to speak to oh & we now have to start putting more in each monthDF as at 30/12/16
 Wombling 2025: £87.12
 NSD March: YTD: 35
 Grocery spend challenge March £253.38/£285 £20/£70 Eating out
 GC annual £449.80/£4500
 Eating out budget: £55/£420
 Extra cash earned 2025: £1950
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            Welcome Lemmings, LSD = low spend day; NSD = no spend day!
 Today:
 Just back from L*nd*n for the fifth day in a row and got to go back on Friday :mad: Apologies to those who live there, and I don't mind it at all as a place, but it is a 2 hour journey for me, with work in between, and I get shattered when it is so frequent and got to go back on Friday :mad: Apologies to those who live there, and I don't mind it at all as a place, but it is a 2 hour journey for me, with work in between, and I get shattered when it is so frequent I can't believe it is only Wednesday :eek: I can't believe it is only Wednesday :eek:
 Still, on the plus side, I have next week off as leave , if I ever get away on Friday that is :eek: , if I ever get away on Friday that is :eek:
 So, not much moneysaving going on here, but:
 Leftovers for lunch on the train
 OH dropped me at the station as he was going that way anyway 
 Free papers on train, plus meeting papers to read, of course 
 OH cooking supper - stuffed jacket potatoes 
 Not doing much this evening, and will try to get an early night. I might look at a ob description I have been sent in another team though - looks interesting and might be slightly less hectic! I have been messed about at work for the past year (almost) and have been covering almost 2 complete work packages This might be a new start - or would I hat not being involved in what I currently do?? Hmm... knowing me though I would probably end up taking a lot of it with me anyway :rotfl:                        0 This might be a new start - or would I hat not being involved in what I currently do?? Hmm... knowing me though I would probably end up taking a lot of it with me anyway :rotfl:                        0
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            determined_new_ms wrote: »hi & welcome lemmings! yup NSD is exactly that & low spend day - when you keep ur spending as minimal as possible. I totally hear what you are saying re groceries but I am thinking that the cost of things has risen steeply. This time last year I was able to get our monthly food down to around £160 for 3 adults with a lot of planning & shopping around. On Saturday I nearly fell off of my chair when the bill came to £88 for a week - have had to speak to oh & we now have to start putting more in each month
 i know i didnt realise i had spent that much hope you dont mind me asking but do you all have a set budget of what you think,would like to spend on food,grocerys a month and then try to stick to it.my cupboards are quite full and freezer is full so am going to try and eat out of my cupboards and make me and oh pack up everyday for work its quite hard as i work mostly earlys and easily do 50 hrs a week unfortunatly not payed for most of it (training to be a manager) and oh works nights so hard to plan meals i dont need anything this week apart milk so from monday am planning to budget £10 for next week just for milk and catfood. i think i have proberly got enough food for the next month and i have got all the ingrediants to make my own bread so will do that instead of buying it.VSP#17 £2.34
 debt free 26/10/20120
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            Hello all,
 I keep forgetting to post on here and I don't want to get back into terrible habits.
 Todays list:
 2 X washing
 Dust downstairs
 Sort out animals and take rubbish out
 Comps
 Job search
 Use free mins and texts
 Watch free stuff online
 Catch up with friends for free
 Hope everyone has a good day No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad: No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
 Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0
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            lemmings1986 wrote: »i know i didnt realise i had spent that much hope you dont mind me asking but do you all have a set budget of what you think,would like to spend on food,grocerys a month and then try to stick to it.my cupboards are quite full and freezer is full so am going to try and eat out of my cupboards and make me and oh pack up everyday for work its quite hard as i work mostly earlys and easily do 50 hrs a week unfortunatly not payed for most of it (training to be a manager) and oh works nights so hard to plan meals i dont need anything this week apart milk so from monday am planning to budget £10 for next week just for milk and catfood. i think i have proberly got enough food for the next month and i have got all the ingrediants to make my own bread so will do that instead of buying it.
 when I was getting our fod bill down to £160pm I was doing a variety of cost cutting - planning out meals, having 1 night a week meat free, going through mysupermarket.com to find out the prices in sainsburys & asda and then going to lidl & aldi, if they were cheaper there I would get them or if not pop to where they are (we are lucky we live near to 4 supermarkets), stretching meat dishes out by adding lentils & veg. I haven't been as disciplined recently but clearly given how expensive everything is now & inflation is going up I will need to start doing this.
 Most weeks I do an inventory of what we have & then planning out the meals around this. What I'm really bad with is if say we have something with sour cream one night I need to plan something the following night with it so I don't end up throwing half away. I will invest some time in this this week!
 Hi Cat - any news on the job front? I saw in ur sig you've won an ipad how amazing!DF as at 30/12/16
 Wombling 2025: £87.12
 NSD March: YTD: 35
 Grocery spend challenge March £253.38/£285 £20/£70 Eating out
 GC annual £449.80/£4500
 Eating out budget: £55/£420
 Extra cash earned 2025: £1950
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            [STRIKE]1. Check online banking[/STRIKE]Bloomin' skint
 [STRIKE]2. Update spreadsheet[/STRIKE]Bloomin' skint
 [STRIKE]3. Keep an eye on surveys[/STRIKE]One today
 [STRIKE]4. Lunch and dinner from stores[/STRIKE]Soup and a roll for lunch again but my wonderful mum made tea for us all
 [STRIKE]5. Go to Yoga class (free :j)[/STRIKE]Now I can't move
 [STRIKE] 6. LSD (dog food ONLY)
 [/STRIKE][STRIKE]7. Try not to fall out with MIL when giving her a lift (20 minutes with only the two of us in the car - might struggle with this one :rotfl:)[/STRIKE]Success!Free by FiftyDebt of the Moment -August NSD Challenge 14/150
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            morning everyone plan for today
 have driving lesson-free as family pitched in for my birthday and got me quite a few lesson
 go to mr a's and get free hovis homebake bread (free on facebook if anyone interested)
 do washing
 cut and send sun perks coupons for vouchers
 send claims form to for dentist costs
 do hoovering and polish
 go get element for cooker (it broke on wednesday so need a new one around £30 i think hopefully wont need a new oven and its just the element i hope that has gone)
 hope everyone is having a great day VSP#17 £2.34 VSP#17 £2.34
 debt free 26/10/20120
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