Wednesday 19th October What small DFW things will you be doing today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Morning gang - yay Wednesday - hafway to the weekend and I have managed to get out of working this weekend :j

So today's paln:

• read Martin's newsletter
• purchased Boots voucher off of newsletter
• signed up for 5 free train tickets from newsletter :T
• quick shower
• might tie my hair back instead of blow drying - will see what the time looks like
• brekkie, lunch & dinner from stores
• scanning in lunch break
• (yesterday though) booked train tickets to London for next Friday using redspottedhankie vouchers so £20 off :T
• LSD just need to get biscuits & grapes for team meeting
• go for a run after work - If I do nothing else....

ok that's me, better get my act into gear. Happy days everyone x

kjp

Morning everyone

Thanks DNMS for starting the thread!

Today I will:
Check banks
Check CC
Check TCB
Go to work in OH's car, as mine has a nail in the tyre - grr!
Fill OH's car up - diesel, diesel, diesel
Update spends spreadsheet
Review Xmas spreadsheet
Read newsletter properly!
Send test items
Breakfast/lunch from stores
Work hard!
2lts water
Sparkle!

Hope everyone has a great day!

Kxx

Tiggy10

Morning all.

Being back on here has kept me on the straight and narrow-ish!
Now actually got some money back in my savings and even a few xmas prezzies. Nothing like getting prepared.

Today I will:
- Spend nothing apart from some petrol
- take lunch to placement
- breaky from home
- Dinner with my housemates
- pay in cheque got 55 pounds for my old blackberry even though I dropped it in water!
- post ebay items

Thats all for today
Have a good day!

Pernicious

Morning all,

Thanks for starting us DNMS. Glad to read you're not working this weekend :j

My plan:-

• [strike]Make use of free water at work[/strike]
• [strike]Charge phone at work[/strike]
• [strike]Stay in for most of my lunchbreak to avoid spending[/strike]
• [strike]Pop to the camera shop to get a quote for my camera - it's about time I got it fixed & cleaned![/strike] - £25 just to send it off for a quote!!! :mad: Not impressed...& don't know what to do now as I have no idea how much it will cost to fix
• [strike]Food from stores[/strike]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Check out this weeks flylady thread & do something[/STRIKE]
• [STRIKE]Take refillable water bottle to TKD[/STRIKE]
• [strike]Read Martin's email[/strike]
• [strike]Enter receipts into Mr T's price checker[/strike] - must get back into this habit despite NEVER having received a voucher!
• [STRIKE]Try & keep the heating off again tonight...not sure I'll be able too though as it's FREEZING![/STRIKE] - So far so good!
• Work out what I've already bought for Xmas & what I need to buy still - Halfway there
  

Have a great, MSE day everyone x

ixia

morning everyone and thanks DNMS for starting us :)Today's list:

• check banking/emails etc
• free water at work
• read martin's email
• update gc
• go to shops and just buy milk that's all I need
• ironing
• washing on airer to dry
• all meals from stores

have a good day everyone!

freebyfifty

Good Morning everyone. I forgot to update my list yesterday but I got everything done I wanted to do

Todays plans

1. Check online banking
2. Update spreadsheet
3. Keep an eye on surveys
4. Lunch and dinner from stores
5. Go to Yoga class (free :j)
6. LSD (dog food ONLY)
7. Try not to fall out with MIL when giving her a lift (20 minutes with only the two of us in the car - might struggle with this one :rotfl:)

That's it - not much again but I like to write it all down to keep me in check.

Have a great day everyone.

Candy0107

Morning People,

Brrr it's a cold one out there today....

Will be back with a list - currently doing college homework due tonight.

Candy xxx

starnac

morning all. Thanks DNMS for starting us off.
Candy - nothing like leaving things to the last minute

my list today

check banking
surveys
HC
ironing
put DD's bedroom back properly (it's just been painted)
update house file
ring company to claim money back
print out stuff for meeting tonight
get DH organised for meeting tonight
go to coffee morning
try to do a good deed for someone as DD and I had a lift up to school off one of the mum's I hardly know today after she saw us on the bus stop
dig out gloves and scarves for me and DD
brush kitchen and living room floor
make biscuits (didn't do this yesterday)
make leek and potato soup
check I've got all the ingredients for pumpkin pie
all meals from stores
write a shopping list
eb4y listings finishing this morning - post those that sell, relist those that don't

that'll do me for now.

Happy Wednesday everyone

Aria`s_Tail

Morning everyone, cold one today.
I'm at work today but loads of gaps in my rota and I only get paid for the calls i'm working, not the gaps. Must make the most of those gaps!
Todays list:
Meals from stores (garlic chicken out of freezer for tea).
Washing machine will be going on next, will dry on airer and hot water tank.
Check Onepoll through day.
Take some photos of stuff to go on Ebay and maybe list a couple.
Walk dogs locally.
LSD, need dog food.
Try and get some of my embriodrery project done, it seems to be taking ages.
Try not to use the fire for more than 30 mins. (no heating in house so can't put that on)

Have a good day everyone.

Candy0107

Starnac -

I know...I didn't take a note of the homework last week so I only got the homework last night (I left the class early to go out).

Still, half term next week so will catch up with everything then.

Candy xxx

WelshWoofer

Afternoon all - I found you on page 3! Rather apt for us ladies!:rotfl::rotfl:

Its freezing here too - a really cold wind - will also try to keep the heating off but I'm faltering, not given in yet but its definitely getting colder....:(



Not much to report...

• Put petrol in and used Nectar card
• Took lunch to work
• Walked dog in the park
• Tea from freezer - mushroom burger, bread roll and wedges - with a bit of sorry looking salad from the fridge
• Do yet more marking tonight:mad:
• Checked bank - no change
• Phoned mum with free mins
• Had a LSD if you don't count petrol
• Staying in tonight

Hope everyone has a good evening x