will i really lose this much?

gem4

Not sure if I've worked this out correctly or not but it looks like when my daughter leaves college this year I will lose £123 weekly off my income AND have an extra 25% council tax to pay. Is this correct?

This is the current situation.
Single parent, 18yo daughter in college, leaving in July.
I work as a assistant shop manager, 16hrs per week for last 5+ yrs
Earn £84 pw, + £104 wtc/ctc, + £17pw child benefit

I knew that in July I would lose CTC and CB, but someone said I would also have to work 30 hours to keep my WTC.
This is not a possibility in my current job as the time worked is based on shop sales. I am 51 in a couple of months, and now have the unfortunate prospect of having to leave a job I love for one of more hours.

I'm not sure if I could manage on the £84 alone. Do I have any option other than to leave? I'm not allowed to be employed anywhere else as I have to cover holiday weeks, sick days and occasional training days for myself and my manager.

What can I do? Is it true that I have to work 30 hours from July in order to keep WTC? If my income is £84 alone will my housing benefit and CT benefit rise?
This has come as a bit of a shock after plodding along for 5 years in blissful ignorance.

HORWICH

Its right that you have to work 30hrs+ to get wtc if you are classed as a single person.

Bossyboots

You might qualify for council tax benefit.

Is your daughter intending to start work when she leaves colllege? This would mean that she can start paying her own way so that will help your finances.

Eager_Elephant

Looking at the details you have given your Council Tax and Housing Benefit should rise but please be aware that a deduction will be taken from them to take account of your daughter.

It's called a non dependent deduction, if she is working there is a sliding scale which is used to assess the amount.

If she signs on for JSA there will be no deduction made but even if she has no job and does not sign on they will still make a deduction.

EE

jobbingmusician

Have you tried putting your details into https://www.entitledto.com and seeing what comes up?

kelloggs36

If you are a single person, you should still get the 25% discount on your council tax.

CIS

If the daughter is over 18 and lives at the property then a 25% discount can apply until the 31st October after the date of leaving education . After this point she will cease to be disregarded and the 25% discount will end - if she then enters further F/T education, she will then be disregarded and the 25% discount will re-apply.

Oldernotwiser

I'm sorry not to be more supportive but as an adult with no dependents, why do you think that you should be able to work part time, subsidised by the state? If you don't want to leave your day time job, why not get something in the evenings to make up your hours?
You may find that this is a blessing in disguise. Do you really want to spend the next 14 years of your life working at a part time minimum wage job? Now could be the time to start the next stage of your career. If you are at present the assistant manager of a shop, why not look to move upwards and manage somewhere else? Your current job seems to be making you tie up a great deal of your time for little reward. You also need to be thinking about saving for your retirement now that you're no longer supporting your daughter. I agree that she should be able to help with household expenses when she gets a job; even if she has a period of unemployment she should be able to contribute as JSA is intended to cover the claimant's living expenses rather than to be just pocket money.
Onwards and upwards!