We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

What should I offer on a £271k house?

Been out house-hunting today and found a very nice property - ideal location etc and needs practically nothing doing to it

It's on the market at £271,995

Any idea what would be a sensible offer to make that's likely to be accepted? I'm assuming EA has overvalued by 10-15k :confused:

thanks
«13

Comments

  • Sybarite
    Sybarite Posts: 401 Forumite
    Depends on lots of variables (both your circumstance & the local market) you haven't listed, but I'd offer a cheeky bid of 249K in the hope of avoiding the higher rate of stamp duty.
    I do hope you're telling the truth?
  • Prosaic
    Prosaic Posts: 212 Forumite
    Sybarite wrote:
    Depends on lots of variables (both your circumstance & the local market) you haven't listed, but I'd offer a cheeky bid of 249K in the hope of avoiding the higher rate of stamp duty.

    Thanks, Sybarite- not sure they'd take that - hell of a dro. Still, nothing ventured I guess :confused:

    Top end of my spending range is 270k so wouldn't stretch to the asking price. Houses of this type were around 250k a year ago if that's any guide?
  • How does that work then where you are? In Scotland it is 'offers over' or 'fixed price' and if offers over usually goes for around 15% over the price :(
    :staradmin:staradmin:staradmin:staradmin:staradmin
  • Sybarite
    Sybarite Posts: 401 Forumite
    True, but you don't know how keen the vendor is to sell do you? Nothing ventured, as they say. It's less than a 10% reduction.
    I do hope you're telling the truth?
  • HugoSP
    HugoSP Posts: 2,467 Forumite
    The market's dull at the moment.

    How much interest has been shown on the house?

    If not much, offer the £245K
    Behind every great man is a good woman
    Beside this ordinary man is a great woman
    £2 savings jar - now at £3.42:rotfl:
  • You can see how much other houses in the same location have gone for at

    WWW.nethouseprices.com

    It's free and reasonably accurate as far as I know.
    Saving a house deposit. Member no.7 100% of target :D

    He is your friend, your partner, your defender, your dog.
    You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart. You owe it to him to be worthy of such devotion.
  • What position are you in as well? Have you sold your house or SSTC? The stronger position you are it the more likely you'll be able to get it below the stamp duty threshold. Also as above poster pointed out, check nethouseprices and see how many houses have sold between 250k and 270k, it's not usually too many.

    Keep us informed of your progress.
  • Prosaic
    Prosaic Posts: 212 Forumite
    andyyorks wrote:
    What position are you in as well? Have you sold your house or SSTC? The stronger position you are it the more likely you'll be able to get it below the stamp duty threshold. Also as above poster pointed out, check nethouseprices and see how many houses have sold between 250k and 270k, it's not usually too many.

    Keep us informed of your progress.

    Our offer is SSTC, so early days yet

    Nethouseprices show 2 others went in Aug 2006 for 240k? Seems a lot cheaper - maybe these were 2 bed whereas ours is 3?

    I'll call the EA tomrorow & find out how long it's been on the market. Would be lovely to get in under the stamp duty but a 20k drop seems optimistic
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    you can always increase an offer !!!
  • napoleon
    napoleon Posts: 611 Forumite
    andyyorks wrote:
    What position are you in as well? Have you sold your house or SSTC?
    Forgive my ignorance but what does SSTC stand for?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.