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Halifax Credit Card Application

I just completed an online application for a Halifax All In One card and instead of getting an instant decision, I received a message saying the application is being processed and they will be in contact in next 10 days.

Has anyone similar experience? And if so, how long did it take to get a response and was the application accepted?

Many thanks

Comments

  • Usually means its been referred and you should get an answer withing 5 days or so if declined or the card just come through if accepted.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    myn went that was and was accepted
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Pachira
    Pachira Posts: 129 Forumite
    Thank you both for the information.

    Good to hear that you had the same experience Chanz4 and your application was accepted. Can you remember how long it took before you received the card?
  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Same with me when I applied for a Clarity card. Got the credit agreement through 2 days later. The card took about 10 days to arrive after sending back the credit agreement
    Debt free and staying that way! :beer:
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    they sent an agreement in the psot, but took ages to get the card
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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