Self employed can i claim jsa or tax credit

sudi

I wonder if anyone can give me some advice or point me in the right direction please?

I am 54 years old, self employed with no work at the moment. I personally claim no benefits at all and I am not in receipt of working tax credits and although I no longer have a mortgage I do have a loan and credit card to pay off as well as the usual household bills. My wife is disabled and is in receipt of IB long term, she has a personal pension and gets low rate care DLA.

My question is, am I entitled to claim any benefits (JSA or Tax Credits) or do I not qualify as my wife has a monthly income of just over £1200 a month.

I don't want to sound greedy but with no work I get no money at all and I am not sure if I am entitled to any either and just would like to know as my workload is getting less and less and I need to make some decisions about my future so any help or thoughts would be appreciated.

Thank you

HappyMJ

No you won't get anything. You can apply for income based JSA if you are looking for work and you will get your national insurance paid but as you are paying about £2 a week is it worth going to the jobcentre every 2 weeks to sign on.

Hammyman

You probably won't get anything due to self employed people who are sole traders paying the wrong kind of stamp but it is still worth applying as some of your wifes benefits (DLA for example) may be disregarded.

Your personal debts and household bills are of no relevance to entitlement for benefit. They are worked out solely on how many people are living together as a family, what the total income is, any health considerations and what benefits are already being claimed.